IDFC First BankBOM:539437 +1.67%72 Dividend Yield % is 0.31% as of Jul. 01, 2026, which is 30% below its 10-year median of 0.44. GuruFocus rates BOM:539437 with a GF Score™ of 72/100 and a GF Value™ of ₹77.73 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,250 Banks companies, IDFC First Bank ranks worse than 97.76% on this metric.
As of today (2026-07-01), the Trailing Annual Dividend Yield of IDFC First Bank is 0.31%.
Warning Sign:
IDFC First Bank Ltd stock Dividend Yield % is close to 10-year low.
The historical rank and industry rank for IDFC First Bank's Dividend Yield % or its related term are showing as below:
BOM:539437'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.29 Med: 0.44 Max: 2.25
Current: 0.31
During the past 12 years, the highest Dividend Yield of IDFC First Bank was 2.25%. The lowest was 0.29%. And the median was 0.44%.
BOM:539437's Dividend Yield % is ranked worse than 97.76% of 1250
companies
in the Banks industry
Industry Median: 3
vs BOM:539437: 0.31
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
IDFC First Bank (BOM:539437) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for IDFC First Bank's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDFC First Bank Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, IDFC First Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDFC First Bank Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, IDFC First Bank's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where IDFC First Bank's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
IDFC First Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 0.250000
2025-07-11
2025-07-11
2025-07-31
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
IDFC First Bank's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDFC First Bank (BOM:539437) has a Dividend Yield % of 0.31% as of Jul. 01, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on IDFC First Bank and its competitors. This is 30% below median its historical median of 0.44. Over the past decade, IDFC First Bank's Dividend Yield % has ranged from 0.29 to 2.25. According to the industry distribution chart, IDFC First Bank ranks #1222 out of 1250 companies in the Banks industry, placing it in the top 97.8%.
Is IDFC First Bank's Dividend Yield % too high?
IDFC First Bank's current Dividend Yield % of 0.31% is 30% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 2.25. The Banks industry median Dividend Yield % is 3.00. IDFC First Bank's value of 0.31% is 89.7% below this industry median. Based on the distribution chart, IDFC First Bank ranks #1222 out of 1250 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, IDFC First Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDFC First Bank's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, IDFC First Bank ranks #1222 out of 1250 companies for Dividend Yield %. This places IDFC First Bank in the lower half of its industry. The industry median Dividend Yield % is 3.00. IDFC First Bank's value of 0.31% is 89.7% below this benchmark. Historically, IDFC First Bank's own Dividend Yield % has ranged from 0.29 to 2.25 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 3.00, IDFC First Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.00, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDFC First Bank's current Dividend Yield % of 0.31% is 89.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on IDFC First Bank and its competitors. For the Banks industry, the median Dividend Yield % is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDFC First Bank's current Dividend Yield % is 0.31%, which is 30% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDFC First Bank stock overvalued right now?
Based on GuruFocus' analysis, IDFC First Bank (BOM:539437) is currently considered Fairly Valued. The stock's GF Value™ is ₹77.73, compared to a current price of ₹79.52 — trading 2.3% above its estimated fair value. The current Dividend Yield % is 0.31%, which is 30% below median its 10-year median of 0.44 and 89.7% below the Banks industry median of 3.00. IDFC First Bank's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For IDFC First Bank (BOM:539437), the current Dividend Yield % is 0.31% as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDFC First Bank (BOM:539437) Overvalued in 2026?
Based on GuruFocus' analysis, IDFC First Bank stock appears to be overvalued.
The current stock price of ₹79.52 is trading 2.3% above its estimated GF Value™ of ₹77.73.
GuruFocus considers IDFC First Bank to be Fairly Valued.
Key valuation signals for BOM:539437:
Dividend Yield %: 0.31% (30% below median its 10-year median of 0.44)
GF Value™: ₹77.73 vs. price of ₹79.52 (2.3% above fair value)
Industry Position: 89.7% below the Banks median (#1222 of 1250)
No single metric tells the full story. See the BOM:539437 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDFC First Bank Ltd provides banking services including lending to individuals, providing loans, non-fund facilities, transaction services, corporate advisory, project appraisal placement, and syndication through the branch network and other delivery channels. The bank holds an investment portfolio, money market borrowing and lending, investment operations, and an entire foreign exchange and derivative portfolio. It organizes its business into four segments namely Treasury, Corporate and Wholesale, Retail, and Other Banking Business. The company generates maximum revenue from the Retail banking segment.
72GF Score
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