Smart Finsec (BOM:539494) EV-to-FCF: (As of Aug. 03, 2026)

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BOM:539494 Smart Finsec Ltd BOM:539494
71 GF Score
Price ₹7.80
GF Value ₹6.71
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Smart Finsec EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Smart Finsec's Enterprise Value is ₹100.83 Mil. Smart Finsec's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.00 Mil. Therefore, Smart Finsec's EV-to-FCF for today is .

The historical rank and industry rank for Smart Finsec's EV-to-FCF or its related term are showing as below:

BOM:539494' s EV-to-FCF Range Over the Past 10 Years
Min: -18.37   Med: 0   Max: 0
Current: -18.37

BOM:539494's EV-to-FCF is ranked worse than
100% of 444 companies
in the Capital Markets industry
Industry Median: 9.58 vs BOM:539494: -18.37

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-03), Smart Finsec's stock price is ₹7.80. Smart Finsec's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.330. Therefore, Smart Finsec's PE Ratio (TTM) for today is 23.64.


Smart Finsec  (BOM:539494) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Smart Finsec's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.80/0.330
=23.64

Smart Finsec's share price for today is ₹7.80.
Smart Finsec's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.330.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Smart Finsec EV-to-FCF Related Terms


Smart Finsec EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Smart Finsec's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smart Finsec EV-to-FCF Chart

Smart Finsec Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.66 -35.54 15.29 12.68 -11.32

Smart Finsec Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.68 0.00 0.00 0.00 -11.32

BOM:539494 vs MS, GS, SCHW: EV-to-FCF Comparison

For the Capital Markets subindustry, Smart Finsec's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smart Finsec EV-to-FCF vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Smart Finsec's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Smart Finsec's EV-to-FCF falls into.


BOM:539494
71GF Score
Smart Finsec Ltd BOM:539494
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Smart Finsec EV-to-FCF Calculation

Smart Finsec's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=100.827/0
=

Smart Finsec's current Enterprise Value is ₹100.83 Mil.
Smart Finsec's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Smart Finsec (BOM:539494) Overvalued in 2026?

Based on GuruFocus' analysis, Smart Finsec stock appears to be overvalued. The current stock price of ₹7.80 is trading 16.2% above its estimated GF Value™ of ₹6.71. GuruFocus considers Smart Finsec to be Modestly Overvalued.

Key valuation signals for BOM:539494:

  • EV-to-FCF:
  • GF Value™: ₹6.71 vs. price of ₹7.80 (16.2% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the BOM:539494 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Smart Finsec Business Description

Address F-88, West District Centre, 2nd Floor, Shivaji Enclave, Rajouri Garden, Opposite TDI Paragon Mall, New Delhi, IND, 110027
Smart Finsec Ltd is mainly engaged in the business of lending small loans and investments in stocks, securities and bonds. The Company is a non-deposit taking Non-Banking Finance Company (NBFC) and registered with Reserve Bank of India.
71GF Score

Get the complete analysis for BOM:539494

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹7.80
Price
₹6.71
GF Value