Capital Small Finance Bank (BOM:544120) EV-to-FCF: (As of Aug. 27, 2026)

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BOM:544120 Capital Small Finance Bank Ltd BOM:544120
50 GF Score
Price ₹283.15
GF Value ₹353.88
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Capital Small Finance Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Capital Small Finance Bank's Enterprise Value is ₹3,876 Mil. Capital Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0 Mil. Therefore, Capital Small Finance Bank's EV-to-FCF for today is .

The historical rank and industry rank for Capital Small Finance Bank's EV-to-FCF or its related term are showing as below:

BOM:544120' s EV-to-FCF Range Over the Past 10 Years
Min: -0.96   Med: 8.71   Max: 77.44
Current: -0.96

During the past 6 years, the highest EV-to-FCF of Capital Small Finance Bank was 77.44. The lowest was -0.96. And the median was 8.71.

BOM:544120's EV-to-FCF is ranked worse than
100% of 1182 companies
in the Banks industry
Industry Median: 7.04 vs BOM:544120: -0.96

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-27), Capital Small Finance Bank's stock price is ₹283.15. Capital Small Finance Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹33.100. Therefore, Capital Small Finance Bank's PE Ratio (TTM) for today is 8.55.


Capital Small Finance Bank  (BOM:544120) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Capital Small Finance Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=283.15/33.100
=8.55

Capital Small Finance Bank's share price for today is ₹283.15.
Capital Small Finance Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹33.100.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Capital Small Finance Bank EV-to-FCF Related Terms


Capital Small Finance Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Capital Small Finance Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Small Finance Bank EV-to-FCF Chart

Capital Small Finance Bank Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial 0.00 0.00 7.02 1.75 -0.22

Capital Small Finance Bank Quarterly Data
Mar21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.22 0.00

BOM:544120 vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Capital Small Finance Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Small Finance Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Capital Small Finance Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Capital Small Finance Bank's EV-to-FCF falls into.


BOM:544120
50GF Score
Capital Small Finance Bank Ltd BOM:544120
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capital Small Finance Bank EV-to-FCF Calculation

Capital Small Finance Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3875.561/0
=

Capital Small Finance Bank's current Enterprise Value is ₹3,876 Mil.
Capital Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Capital Small Finance Bank (BOM:544120) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Small Finance Bank stock appears to be undervalued. The current stock price of ₹283.15 is trading 20% below its estimated GF Value™ of ₹353.88. GuruFocus considers Capital Small Finance Bank to be Modestly Undervalued.

Key valuation signals for BOM:544120:

  • EV-to-FCF:
  • GF Value™: ₹353.88 vs. price of ₹283.15 (20% below fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the BOM:544120 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital Small Finance Bank Business Description

Other Exchanges CAPITALSFB:India
Address 37, G.T. Road, MIDAS Corporate Park, 3rd Floor, Jalandhar, PB, IND, 144001
Capital Small Finance Bank Ltd is India's first small finance bank. It offers a range of banking products such as saving accounts, Current Accounts, Term deposits, agriculture loans, MSME and trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property) and operates in Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh. It has four segments, namely Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Maximum revenue is generated from the Retail Banking segment.
50GF Score

Get the complete analysis for BOM:544120

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹283.15
Price
₹353.88
GF Value