Business Description
Fino Payments Bank Ltd
ISIN : INE02NC01014
Compare
Compare
Traded in other countries / regions
543386.India IPO Date
2021-11-12Description
Fino Payments Bank Ltd is a fintech company offering a diverse range of financial products and services that are digital and have a payments focus. It offers such products and services to the target market through a pan-India distribution network and proprietary technologies. The business of the Bank has been segregated into four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.13 | |||||
| Equity-to-Asset | 0.2 | |||||
| Debt-to-Equity | 1.15 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -1.96 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 17.8 | |||||
| 3-Year EPS without NRI Growth Rate | 58.1 | |||||
| 3-Year FCF Growth Rate | 24.2 | |||||
| 3-Year Book Growth Rate | 58.8 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 20.68 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 63.7 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 11.05 | |||||
| 9-Day RSI | 24.54 | |||||
| 14-Day RSI | 31.96 | |||||
| 3-1 Month Momentum % | -14.72 | |||||
| 6-1 Month Momentum % | 18.89 | |||||
| 12-1 Month Momentum % | 26.95 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -2.2 | |||||
| Shareholder Yield % | -0.96 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 12.86 | |||||
| FCF Margin % | -6.47 | |||||
| ROE % | 14.55 | |||||
| ROA % | 2.8 | |||||
| Years of Profitability over Past 10-Year | 4 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 28.95 | |||||
| Forward PE Ratio | 24.37 | |||||
| PE Ratio without NRI | 28.95 | |||||
| PEG Ratio | 0.72 | |||||
| PS Ratio | 3.73 | |||||
| PB Ratio | 3.91 | |||||
| Price-to-Tangible-Book | 3.91 | |||||
| Price-to-Operating-Cash-Flow | 47.58 | |||||
| EV-to-Revenue | 3.57 | |||||
| EV-to-FCF | -55.19 | |||||
| Price-to-GF-Value | 0.79 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.25 | |||||
| Price-to-Graham-Number | 2.24 | |||||
| FCF Yield % | -1.74 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Fino Payments Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 7,263.677 | ||
| EPS (TTM) (₹) | 11.21 | ||
| Beta | 0.74 | ||
| 3-Year Sharpe Ratio | -0.06 | ||
| 3-Year Sortino Ratio | -0.09 | ||
| Volatility % | 46.51 | ||
| 14-Day RSI | 31.96 | ||
| 14-Day ATR (₹) | 13.180399 | ||
| 20-Day SMA (₹) | 348.35 | ||
| 12-1 Month Momentum % | 26.95 | ||
| 52-Week Range (₹) | 249.55 - 466.4 | ||
| Shares Outstanding (Mil) | 83.21 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Fino Payments Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Fino Payments Bank Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Fino Payments Bank Ltd Frequently Asked Questions
What is Fino Payments Bank Ltd(BOM:543386)'s stock price today?
The current price of BOM:543386 is ₹324.50. The 52 week high of BOM:543386 is ₹466.40 and 52 week low is ₹249.55.
When is next earnings date of Fino Payments Bank Ltd(BOM:543386)?
The next earnings date of Fino Payments Bank Ltd(BOM:543386) is 2025-01-31 Est..
Does Fino Payments Bank Ltd(BOM:543386) pay dividends? If so, how much?
Fino Payments Bank Ltd(BOM:543386) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers