Capital Small Finance Bank (BOM:544120) ROCE %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544120 Capital Small Finance Bank Ltd BOM:544120
49 GF Score
Price ₹285.30
GF Value ₹351.94
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Capital Small Finance Bank ROCE %?

Capital Small Finance Bank BOM:544120 -2.16% 49 ROCE % is % as of Jun. 2026. GuruFocus rates BOM:544120 with a GF Score™ of 49/100 and a GF Value™ of ₹351.94 (Modestly Undervalued). The stock has 2 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

BOM:544120
49GF Score
Capital Small Finance Bank Ltd BOM:544120
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Capital Small Finance Bank (BOM:544120) has a ROCE % of % as of Jun. 2026.
Is Capital Small Finance Bank's ROCE % too high?
Capital Small Finance Bank's current ROCE % is %. Overall, Capital Small Finance Bank has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Capital Small Finance Bank's ROCE % compare to PNC?
Capital Small Finance Bank's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.24, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Small Finance Bank's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Capital Small Finance Bank (BOM:544120) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹351.94, compared to a current price of ₹285.30 — trading 18.9% below its estimated fair value. The current ROCE % is %. Capital Small Finance Bank's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Capital Small Finance Bank (BOM:544120), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capital Small Finance Bank (BOM:544120) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Small Finance Bank stock appears to be undervalued. The current stock price of ₹285.30 is trading 18.9% below its estimated GF Value™ of ₹351.94. GuruFocus considers Capital Small Finance Bank to be Modestly Undervalued.

Key valuation signals for BOM:544120:

  • ROCE %: %
  • GF Value™: ₹351.94 vs. price of ₹285.30 (18.9% below fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the BOM:544120 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital Small Finance Bank Business Description

Other Exchanges CAPITALSFB:India
Address 37, G.T. Road, MIDAS Corporate Park, 3rd Floor, Jalandhar, PB, IND, 144001
Capital Small Finance Bank Ltd is India's first small finance bank. It offers a range of banking products such as saving accounts, Current Accounts, Term deposits, agriculture loans, MSME and trading loans (working capital, machinery loans, etc.), and mortgages (housing loans and loans against property) and operates in Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh and Union Territory of Chandigarh. It has four segments, namely Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Maximum revenue is generated from the Retail Banking segment.
49GF Score

Get the complete analysis for BOM:544120

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹285.30
Price
₹351.94
GF Value