CVB FinancialCVBF +0.86%60 EV-to-FCF is 17.64 as of Jul. 09, 2026, which is 41% above its 10-year median of 12.50. GuruFocus rates CVBF with a GF Score™ of 60/100 and a GF Value™ of $21.32 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,191 Banks companies, CVB Financial ranks worse than 79.51% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, CVB Financial's Enterprise Value is $4,186.5 Mil.
CVB Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $237.4 Mil. Therefore, CVB Financial's EV-to-FCF for today is 17.64.
The historical rank and industry rank for CVB Financial's EV-to-FCF or its related term are showing as below:
CVBF'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.37 Med: 12.5 Max: 22.16
Current: 17.64
During the past 13 years, the highest EV-to-FCF of CVB Financial was 22.16. The lowest was 0.37. And the median was 12.50.
CVBF's EV-to-FCF is ranked worse than 79.51% of 1191
companies
in the Banks industry
Industry Median: 6.57
vs CVBF: 17.64
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CVB Financial's PE Ratio (TTM) for today is calculated as:
CVB Financial's share price for today is $22.365.
CVB Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.530.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CVB Financial EV-to-FCF Related Terms
CVB Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for CVB Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CVB Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CVB Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, CVB Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where CVB Financial's EV-to-FCF falls into.
CVB Financial's current Enterprise Value is $4,186.5 Mil.
CVB Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $237.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CVB Financial (CVBF) has a EV-to-FCF of 17.64 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CVB Financial and its competitors. This is 41% above median its historical median of 12.50. Over the past decade, CVB Financial's EV-to-FCF has ranged from 0.37 to 22.16. According to the industry distribution chart, CVB Financial ranks #947 out of 1191 companies in the Banks industry, placing it in the top 79.5%.
Is CVB Financial's EV-to-FCF too high?
CVB Financial's current EV-to-FCF of 17.64 is 41% above median its 10-year median of 12.50. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 22.16. The Banks industry median EV-to-FCF is 6.57. CVB Financial's value of 17.64 is 168.5% above this industry median. Based on the distribution chart, CVB Financial ranks #947 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CVB Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CVB Financial's EV-to-FCF compare to RNST and WSFS?
According to the Banks industry distribution chart, CVB Financial ranks #947 out of 1191 companies for EV-to-FCF. This places CVB Financial in the lower half of its industry. The industry median EV-to-FCF is 6.57. CVB Financial's value of 17.64 is 168.5% above this benchmark. Historically, CVB Financial's own EV-to-FCF has ranged from 0.37 to 22.16 over the past decade. While the company's 10-year median is 12.50 vs. the industry median of 6.57, CVB Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CVB Financial's current EV-to-FCF of 17.64 is 168.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CVB Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CVB Financial's current EV-to-FCF is 17.64, which is 41% above median its own 10-year median of 12.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVB Financial stock overvalued right now?
Based on GuruFocus' analysis, CVB Financial (CVBF) is currently considered Fairly Valued. The stock's GF Value™ is $21.32, compared to a current price of $22.37 — trading 4.9% above its estimated fair value. The current EV-to-FCF is 17.64, which is 41% above median its 10-year median of 12.50 and 168.5% above the Banks industry median of 6.57. CVB Financial's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For CVB Financial (CVBF), the current EV-to-FCF is 17.64 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CVB Financial (CVBF) Overvalued in 2026?
Based on GuruFocus' analysis, CVB Financial stock appears to be overvalued.
The current stock price of $22.37 is trading 4.9% above its estimated GF Value™ of $21.32.
GuruFocus considers CVB Financial to be Fairly Valued.
Key valuation signals for CVBF:
EV-to-FCF: 17.64 (41% above median its 10-year median of 12.50)
GF Value™: $21.32 vs. price of $22.37 (4.9% above fair value)
Industry Position: 168.5% above the Banks median (#947 of 1191)
No single metric tells the full story. See the CVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.
60GF Score
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