CVBF (CVB Financial) FCF Yield %: 14.44 (As of Aug. 19, 2026) — 114% Above Median

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CVBF CVB Financial Corp CVBF
63 GF Score
Price $22.53
GF Value $20.91
Valuation Fairly Valued
! 4 Warning Signs
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What is CVB Financial FCF Yield %?

CVB Financial CVBF -2.21% 63 FCF Yield % is 14.44 as of Aug. 19, 2026, which is 114% above its 10-year median of 6.74. GuruFocus rates CVBF with a GF Score™ of 63/100 and a GF Value™ of $20.91 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, CVB Financial ranks better than 72.05% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, CVB Financial's Trailing 12-Month Free Cash Flow is $572.5 Mil, and Market Cap is $3,965.2 Mil. Therefore, CVB Financial's FCF Yield % for today is 14.44%.

The historical rank and industry rank for CVB Financial's FCF Yield % or its related term are showing as below:

CVBF' s FCF Yield % Range Over the Past 10 Years
Min: 4.35   Med: 6.74   Max: 17.1
Current: 14.44


During the past 13 years, the highest FCF Yield % of CVB Financial was 17.10%. The lowest was 4.35%. And the median was 6.74%.

CVBF's FCF Yield % is ranked better than
72.05% of 1499 companies
in the Banks industry
Industry Median: 8.13 vs CVBF: 14.44

CVB Financial's FCF Margin % for the quarter that ended in Jun. 2026 was 215.89%.


CVB Financial FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CVB Financial FCF Yield % Related Terms


CVB Financial FCF Yield % Historical Data

* Premium members only.

The historical data trend for CVB Financial's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CVB Financial FCF Yield % Chart

CVB Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.57 7.45 10.35 8.18 8.62

CVB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.66 12.41 6.85 9.30 38.99

CVBF vs WSBC, RNST, BANF: FCF Yield % Comparison

For the Banks - Regional subindustry, CVB Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CVB Financial FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CVB Financial's FCF Yield % distribution charts can be found below:

* The bar in red indicates where CVB Financial's FCF Yield % falls into.


CVBF
63GF Score
CVB Financial Corp CVBF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CVB Financial FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

CVB Financial's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=217.344 / 2521.2672
=8.62%

CVB Financial's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=387.364 * 4 / 3974.36985
=38.99%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 14.44 mean?
CVB Financial (CVBF) has a FCF Yield % of 14.44 as of Aug. 19, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CVB Financial and its competitors. This is 114% above median its historical median of 6.74. Over the past decade, CVB Financial's FCF Yield % has ranged from 4.35 to 17.10. According to the industry distribution chart, CVB Financial ranks #419 out of 1499 companies in the Banks industry, placing it in the top 28%.
Is CVB Financial's FCF Yield % too high?
CVB Financial's current FCF Yield % of 14.44 is 114% above median its 10-year median of 6.74. Over the past 10 years, this metric has ranged from a low of 4.35 to a high of 17.10. The Banks industry median FCF Yield % is 8.13. CVB Financial's value of 14.44 is 77.6% above this industry median. Based on the distribution chart, CVB Financial ranks #419 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, CVB Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CVB Financial's FCF Yield % compare to WSBC and RNST?
According to the Banks industry distribution chart, CVB Financial ranks #419 out of 1499 companies for FCF Yield %. This puts CVB Financial in the upper half of its industry. The industry median FCF Yield % is 8.13. CVB Financial's value of 14.44 is 77.6% above this benchmark. Historically, CVB Financial's own FCF Yield % has ranged from 4.35 to 17.10 over the past decade. While the company's 10-year median is 6.74 vs. the industry median of 8.13, CVB Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.13, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CVB Financial's current FCF Yield % of 14.44 is 77.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CVB Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CVB Financial's current FCF Yield % is 14.44, which is 114% above median its own 10-year median of 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVB Financial stock overvalued right now?
Based on GuruFocus' analysis, CVB Financial (CVBF) is currently considered Fairly Valued. The stock's GF Value™ is $20.91, compared to a current price of $22.53 — trading 7.7% above its estimated fair value. The current FCF Yield % is 14.44, which is 114% above median its 10-year median of 6.74 and 77.6% above the Banks industry median of 8.13. CVB Financial's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CVB Financial (CVBF), the current FCF Yield % is 14.44 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CVB Financial (CVBF) Overvalued in 2026?

Based on GuruFocus' analysis, CVB Financial stock appears to be overvalued. The current stock price of $22.53 is trading 7.7% above its estimated GF Value™ of $20.91. GuruFocus considers CVB Financial to be Fairly Valued.

Key valuation signals for CVBF:

  • FCF Yield %: 14.44 (114% above median its 10-year median of 6.74)
  • GF Value™: $20.91 vs. price of $22.53 (7.7% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 77.6% above the Banks median (#419 of 1499)

No single metric tells the full story. See the CVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CVB Financial Business Description

Address 701 North Haven Avenue, Suite 350, Ontario, CA, USA, 91764
CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.
63GF Score

Get the complete analysis for CVBF

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.53
Price
$20.91
GF Value