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Business Description
United Community Banks Inc
NAICS : 522110
SIC : 6022
ISIN : US90984P3038
Share Class Description:
UCB: Ordinary SharesCompare
Compare
Traded in other countries / regions
UCB.USAUCBN.Germany Index Membership
Russell 2000Russell 3000 IPO Date
2002-03-21Description
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its larger, more sophisticated, customers.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.16 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.13 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.42 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -0.2 | |||||
| 3-Year EPS without NRI Growth Rate | -9.4 | |||||
| 3-Year FCF Growth Rate | -12.6 | |||||
| 3-Year Book Growth Rate | 5.6 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 8.75 | |||||
| 9-Day RSI | 16.89 | |||||
| 14-Day RSI | 24.3 | |||||
| 3-1 Month Momentum % | 0.78 | |||||
| 6-1 Month Momentum % | 15.22 | |||||
| 12-1 Month Momentum % | 30.18 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.35 | |||||
| Dividend Payout Ratio | 0.41 | |||||
| 3-Year Dividend Growth Rate | 6.4 | |||||
| Forward Dividend Yield % | 3.42 | |||||
| 5-Year Yield-on-Cost % | 4.76 | |||||
| 3-Year Average Share Buyback Ratio | -10.1 | |||||
| Shareholder Yield % | 2.99 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.14 | |||||
| FCF Margin % | 32.55 | |||||
| ROE % | 7.54 | |||||
| ROA % | 0.92 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 13.68 | |||||
| Forward PE Ratio | 11.68 | |||||
| PE Ratio without NRI | 12.13 | |||||
| Shiller PE Ratio | 12.68 | |||||
| Price-to-Owner-Earnings | 14.98 | |||||
| PEG Ratio | 1.96 | |||||
| PS Ratio | 3.6 | |||||
| PB Ratio | 1 | |||||
| Price-to-Tangible-Book | 1.4 | |||||
| Price-to-Free-Cash-Flow | 11.07 | |||||
| Price-to-Operating-Cash-Flow | 9.61 | |||||
| EV-to-Revenue | 3.6 | |||||
| EV-to-Forward-Revenue | 3.55 | |||||
| EV-to-FCF | 11.28 | |||||
| Price-to-GF-Value | 0.91 | |||||
| Price-to-Projected-FCF | 0.61 | |||||
| Price-to-DCF (Earnings Based) | 0.85 | |||||
| Price-to-DCF (FCF Based) | 0.88 | |||||
| Price-to-Median-PS-Value | 0.87 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.91 | |||||
| Price-to-Graham-Number | 0.87 | |||||
| FCF Yield % | 9.08 | |||||
| Forward Rate of Return (Yacktman) % | 16.92 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
United Community Banks Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 930.042 | ||
| EPS (TTM) ($) | 2.04 | ||
| Beta | 1.03 | ||
| 3-Year Sharpe Ratio | -0.13 | ||
| 3-Year Sortino Ratio | -0.2 | ||
| Volatility % | 29.98 | ||
| 14-Day RSI | 24.3 | ||
| 14-Day ATR ($) | 0.931879 | ||
| 20-Day SMA ($) | 31.92 | ||
| 12-1 Month Momentum % | 30.18 | ||
| 52-Week Range ($) | 24.04 - 35.38 | ||
| Shares Outstanding (Mil) | 119.44 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Community Banks Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Community Banks Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Community Banks Inc Frequently Asked Questions
What is United Community Banks Inc(UCB)'s stock price today?
The current price of UCB is $27.90. The 52 week high of UCB is $35.38 and 52 week low is $24.04.
When is next earnings date of United Community Banks Inc(UCB)?
The next earnings date of United Community Banks Inc(UCB) is 2025-04-24 Est..
Does United Community Banks Inc(UCB) pay dividends? If so, how much?
The Dividend Yield %  of United Community Banks Inc(UCB) is 3.35% (As of Today), Highest Dividend Payout Ratio of United Community Banks Inc(UCB) was 0.44. The lowest was 0.17. And the median was 0.28. The  Forward Dividend Yield % of United Community Banks Inc(UCB) is 3.42%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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