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CVB Financial has the GF Score of 74, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes CVB Financial
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
CVB Financial GF Score Related Terms
CVBF vs INDB, WSBC, WSFS: GF Score Comparison
For the Banks - Regional subindustry, CVB Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CVB Financial GF Score vs Banks Industry
For the Banks industry and Financial Services sector, CVB Financial's GF Score distribution charts can be found below:
* The bar in red indicates where CVB Financial's GF Score falls into.
CVB Financial (CVBF) has a GF Score of 74 as of Sep. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CVB Financial and its competitors. This is near median its historical median of 70.00. Over the past decade, CVB Financial's GF Score has ranged from 60.00 to 83.00.
Is CVB Financial's GF Score too high?
CVB Financial's current GF Score of 74 is near median its 10-year median of 70.00. Over the past 10 years, this metric has ranged from a low of 60.00 to a high of 83.00. Overall, CVB Financial has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CVB Financial's GF Score compare to INDB and WSBC?
CVB Financial's GF Score of 74 can be compared against companies in the Banks industry. Historically, CVB Financial's own GF Score has ranged from 60.00 to 83.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on CVB Financial and its competitors. CVB Financial's current GF Score is 74, which is near median its own 10-year median of 70.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVB Financial stock overvalued right now?
Based on GuruFocus' analysis, CVB Financial (CVBF) is currently considered Fairly Valued. The stock's GF Value™ is $20.83, compared to a current price of $22.51 — trading 8% above its estimated fair value. The current GF Score is 74, which is near median its 10-year median of 70.00. CVB Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For CVB Financial (CVBF), the current GF Score is 74 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CVB Financial (CVBF) Overvalued in 2026?
Based on GuruFocus' analysis, CVB Financial stock appears to be overvalued.
The current stock price of $22.51 is trading 8% above its estimated GF Value™ of $20.83.
GuruFocus considers CVB Financial to be Fairly Valued.
Key valuation signals for CVBF:
GF Score: 74 (near median its 10-year median of 70.00)
GF Value™: $20.83 vs. price of $22.51 (8% above fair value)
No single metric tells the full story. See the CVBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.
74GF Score
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