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Citizens Financial Services (Citizens Financial Services) EV-to-FCF : 18.81 (As of May. 01, 2024)


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What is Citizens Financial Services EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Citizens Financial Services's Enterprise Value is $449.89 Mil. Citizens Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $23.92 Mil. Therefore, Citizens Financial Services's EV-to-FCF for today is 18.81.

The historical rank and industry rank for Citizens Financial Services's EV-to-FCF or its related term are showing as below:

CZFS' s EV-to-FCF Range Over the Past 10 Years
Min: 3.43   Med: 13.05   Max: 80.26
Current: 18.53

During the past 13 years, the highest EV-to-FCF of Citizens Financial Services was 80.26. The lowest was 3.43. And the median was 13.05.

CZFS's EV-to-FCF is ranked worse than
83.47% of 1131 companies
in the Banks industry
Industry Median: 5.64 vs CZFS: 18.53

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-05-01), Citizens Financial Services's stock price is $42.3599. Citizens Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $3.690. Therefore, Citizens Financial Services's PE Ratio for today is 11.48.


Citizens Financial Services EV-to-FCF Historical Data

The historical data trend for Citizens Financial Services's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial Services EV-to-FCF Chart

Citizens Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.64 20.77 3.45 16.76 23.82

Citizens Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.71 33.64 30.04 23.82 -

Competitive Comparison of Citizens Financial Services's EV-to-FCF

For the Banks - Regional subindustry, Citizens Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Services's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial Services's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Citizens Financial Services's EV-to-FCF falls into.



Citizens Financial Services EV-to-FCF Calculation

Citizens Financial Services's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=449.891/23.92
=18.81

Citizens Financial Services's current Enterprise Value is $449.89 Mil.
Citizens Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $23.92 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens Financial Services  (NAS:CZFS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Citizens Financial Services's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=42.3599/3.690
=11.48

Citizens Financial Services's share price for today is $42.3599.
Citizens Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.690.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Citizens Financial Services EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Citizens Financial Services's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial Services (Citizens Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
15 South Main Street, Mansfield, PA, USA, 16933
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
Executives
R Joseph Landy director 741 SOUTH MAIN STREET, ATHENS PA 18810
Stephen J Guillaume officer: SENIOR VICE PRESIDENT POST OFFICE BOX 43, LIBERTY PA 16930
Robert Joseph Marino director 407 33RD STREET S, BRIGANTINE NJ 08203
Richards David Z Jr director, officer: EXECUTIVE VICE PRESIDENT 209 TWIGS LANE, STATE COLLEGE PA 16801
Rinaldo A Depaola director 50 REEL STREET, SAYRE PA 18840
John D Behm other: Subsidiary Director 2114 BLUE STEM DRIVE, NEW HOPE PA 18938-2311
Leeann Gephart officer: EXECUTIVE VICE PRESIDENT 2260 HEIM HILL ROAD, MONTOURSVILLE PA 17754
Painter John P Ii director 571 HOWLAND HILL ROAD, WESTFIELD PA 16950
Thomas E. Freeman director 831 KELLYTOWN ROAD, MANSFIELD PA 16933
Janie M Hilifger director 830 CANADA ROAD, COVINGTON PA 16917
Graham Roger C Jr director 1281 BRAGUE ROAD, CANTON PA 17724
Christopher W Kunes director 3896 PENNS VALLEY ROAD, SPRING MILLS PA 16875
Dwight D Rohrer officer: SENIOR VICE PRESIDENT 2385 JUNCTION ROAD, MANHEIM PA 17545
Marina K Smalanskas officer: SENIOR VICE PRESIDENT 1445 ROCKY WAY, MECHANICSBURG PA 17055
Sean P Mckinney officer: VICE PRESIDENT 11 TOWER LANE, GRANTVILLE PA 17028