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Citizens Financial Services (Citizens Financial Services) Cyclically Adjusted Price-to-FCF : 6.84 (As of May. 02, 2024)


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What is Citizens Financial Services Cyclically Adjusted Price-to-FCF?

As of today (2024-05-02), Citizens Financial Services's current share price is $42.3599. Citizens Financial Services's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $6.19. Citizens Financial Services's Cyclically Adjusted Price-to-FCF for today is 6.84.

The historical rank and industry rank for Citizens Financial Services's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

CZFS' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.46   Med: 12.34   Max: 16.73
Current: 6.85

During the past years, Citizens Financial Services's highest Cyclically Adjusted Price-to-FCF was 16.73. The lowest was 6.46. And the median was 12.34.

CZFS's Cyclically Adjusted Price-to-FCF is ranked better than
56.1% of 836 companies
in the Banks industry
Industry Median: 7.37 vs CZFS: 6.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Citizens Financial Services's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $3.379. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $6.19 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens Financial Services Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Citizens Financial Services's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial Services Cyclically Adjusted Price-to-FCF Chart

Citizens Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.33 11.46 10.80 12.39 10.46

Citizens Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.16 12.38 7.91 10.46 -

Competitive Comparison of Citizens Financial Services's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Citizens Financial Services's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Services's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial Services's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Citizens Financial Services's Cyclically Adjusted Price-to-FCF falls into.



Citizens Financial Services Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Citizens Financial Services's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=42.3599/6.19
=6.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial Services's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Citizens Financial Services's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=3.379/129.4194*129.4194
=3.379

Current CPI (Dec. 2023) = 129.4194.

Citizens Financial Services Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 1.030 99.695 1.337
201406 0.928 100.560 1.194
201409 1.178 100.428 1.518
201412 1.206 99.070 1.575
201503 0.790 99.621 1.026
201506 0.659 100.684 0.847
201509 0.984 100.392 1.269
201512 1.072 99.792 1.390
201603 0.589 100.470 0.759
201606 0.979 101.688 1.246
201609 1.187 101.861 1.508
201612 1.441 101.863 1.831
201703 1.677 102.862 2.110
201706 0.938 103.349 1.175
201709 0.775 104.136 0.963
201712 0.814 104.011 1.013
201803 1.702 105.290 2.092
201806 0.871 106.317 1.060
201809 1.416 106.507 1.721
201812 1.702 105.998 2.078
201903 1.267 107.251 1.529
201906 1.499 108.070 1.795
201909 1.486 108.329 1.775
201912 1.547 108.420 1.847
202003 1.154 108.902 1.371
202006 -2.648 108.767 -3.151
202009 0.778 109.815 0.917
202012 3.466 109.897 4.082
202103 3.272 111.754 3.789
202106 1.906 114.631 2.152
202109 2.597 115.734 2.904
202112 1.554 117.630 1.710
202203 2.979 121.301 3.178
202206 0.545 125.017 0.564
202209 2.250 125.227 2.325
202212 2.101 125.222 2.171
202303 2.546 127.348 2.587
202306 -2.243 128.729 -2.255
202309 1.499 129.860 1.494
202312 3.379 129.419 3.379

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens Financial Services  (NAS:CZFS) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Citizens Financial Services Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Citizens Financial Services's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial Services (Citizens Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
15 South Main Street, Mansfield, PA, USA, 16933
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
Executives
R Joseph Landy director 741 SOUTH MAIN STREET, ATHENS PA 18810
Stephen J Guillaume officer: SENIOR VICE PRESIDENT POST OFFICE BOX 43, LIBERTY PA 16930
Robert Joseph Marino director 407 33RD STREET S, BRIGANTINE NJ 08203
Richards David Z Jr director, officer: EXECUTIVE VICE PRESIDENT 209 TWIGS LANE, STATE COLLEGE PA 16801
Rinaldo A Depaola director 50 REEL STREET, SAYRE PA 18840
John D Behm other: Subsidiary Director 2114 BLUE STEM DRIVE, NEW HOPE PA 18938-2311
Leeann Gephart officer: EXECUTIVE VICE PRESIDENT 2260 HEIM HILL ROAD, MONTOURSVILLE PA 17754
Painter John P Ii director 571 HOWLAND HILL ROAD, WESTFIELD PA 16950
Thomas E. Freeman director 831 KELLYTOWN ROAD, MANSFIELD PA 16933
Janie M Hilifger director 830 CANADA ROAD, COVINGTON PA 16917
Graham Roger C Jr director 1281 BRAGUE ROAD, CANTON PA 17724
Christopher W Kunes director 3896 PENNS VALLEY ROAD, SPRING MILLS PA 16875
Dwight D Rohrer officer: SENIOR VICE PRESIDENT 2385 JUNCTION ROAD, MANHEIM PA 17545
Marina K Smalanskas officer: SENIOR VICE PRESIDENT 1445 ROCKY WAY, MECHANICSBURG PA 17055
Sean P Mckinney officer: VICE PRESIDENT 11 TOWER LANE, GRANTVILLE PA 17028