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Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.
Citizens Financial Services's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Dec. 2023 was 9.53% , which is lower than 11.00% for the pervious quarter ended in Sep. 2023.
Citizens Financial Services's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2023 was 9.53% , which is lower than 11.32% for the pervious year ended in Dec. 2022.
The historical rank and industry rank for Citizens Financial Services's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:
The historical data trend for Citizens Financial Services's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Financial Services Annual Data | |||||||||||
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Capital Adequacy Tier - Tier 1 Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Leverage Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Total Capital Ratio % | Get a 7-Day Free Trial | ||||||||||
Net Charge Offs to Average Loans % | Get a 7-Day Free Trial |
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Trend | Mar19 | Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | |||||||||||||||||||||
Capital Adequacy Tier - Tier 1 Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||||||||||||||
Capital Adequacy Tier - Leverage Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||||||||||||||
Capital Adequacy Tier - Total Capital Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||||||||||||||
Net Charge Offs to Average Loans % | Get a 7-Day Free Trial |
For the Banks - Regional subindustry, Citizens Financial Services's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Adequacy Tier - Tier 1 Ratio % is calculated as
Capital Adequacy Tier - Tier 1 Ratio % | = | Tier 1 Capital | / | Total Risk Weighted Assets |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Financial Services (NAS:CZFS) Capital Adequacy Tier - Tier 1 Ratio % Explanation
Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).
The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.
Thank you for viewing the detailed overview of Citizens Financial Services's Capital Adequacy Tier - Tier 1 Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
R Joseph Landy | director | 741 SOUTH MAIN STREET, ATHENS PA 18810 |
Stephen J Guillaume | officer: SENIOR VICE PRESIDENT | POST OFFICE BOX 43, LIBERTY PA 16930 |
Robert Joseph Marino | director | 407 33RD STREET S, BRIGANTINE NJ 08203 |
Richards David Z Jr | director, officer: EXECUTIVE VICE PRESIDENT | 209 TWIGS LANE, STATE COLLEGE PA 16801 |
Rinaldo A Depaola | director | 50 REEL STREET, SAYRE PA 18840 |
John D Behm | other: Subsidiary Director | 2114 BLUE STEM DRIVE, NEW HOPE PA 18938-2311 |
Leeann Gephart | officer: EXECUTIVE VICE PRESIDENT | 2260 HEIM HILL ROAD, MONTOURSVILLE PA 17754 |
Painter John P Ii | director | 571 HOWLAND HILL ROAD, WESTFIELD PA 16950 |
Thomas E. Freeman | director | 831 KELLYTOWN ROAD, MANSFIELD PA 16933 |
Janie M Hilifger | director | 830 CANADA ROAD, COVINGTON PA 16917 |
Graham Roger C Jr | director | 1281 BRAGUE ROAD, CANTON PA 17724 |
Christopher W Kunes | director | 3896 PENNS VALLEY ROAD, SPRING MILLS PA 16875 |
Dwight D Rohrer | officer: SENIOR VICE PRESIDENT | 2385 JUNCTION ROAD, MANHEIM PA 17545 |
Marina K Smalanskas | officer: SENIOR VICE PRESIDENT | 1445 ROCKY WAY, MECHANICSBURG PA 17055 |
Sean P Mckinney | officer: VICE PRESIDENT | 11 TOWER LANE, GRANTVILLE PA 17028 |
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