BRAC Bank (DHA:BRACBANK) EV-to-FCF: 1.16 (As of Aug. 04, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:BRACBANK BRAC Bank PLC DHA:BRACBANK
91 GF Score
Price BDT64.00
GF Value BDT54.79
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is BRAC Bank EV-to-FCF?

BRAC Bank DHA:BRACBANK +1.11% 91 EV-to-FCF is 1.16 as of Aug. 04, 2026, which is 3% below its 10-year median of 1.20. GuruFocus rates DHA:BRACBANK with a GF Score™ of 91/100 and a GF Value™ of BDT54.79 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,197 Banks companies, BRAC Bank ranks better than 76.94% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BRAC Bank's Enterprise Value is BDT123,856 Mil. BRAC Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT106,862 Mil. Therefore, BRAC Bank's EV-to-FCF for today is 1.16.

The historical rank and industry rank for BRAC Bank's EV-to-FCF or its related term are showing as below:

DHA:BRACBANK' s EV-to-FCF Range Over the Past 10 Years
Min: -24.93   Med: 1.2   Max: 14.35
Current: 1.15

During the past 13 years, the highest EV-to-FCF of BRAC Bank was 14.35. The lowest was -24.93. And the median was 1.20.

DHA:BRACBANK's EV-to-FCF is ranked better than
76.94% of 1197 companies
in the Banks industry
Industry Median: 7.25 vs DHA:BRACBANK: 1.15

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-04), BRAC Bank's stock price is BDT64.00. BRAC Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was BDT8.696. Therefore, BRAC Bank's PE Ratio (TTM) for today is 7.36.


BRAC Bank  (DHA:BRACBANK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BRAC Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=64.00/8.696
=7.36

BRAC Bank's share price for today is BDT64.00.
BRAC Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT8.696.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BRAC Bank EV-to-FCF Related Terms


BRAC Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BRAC Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BRAC Bank EV-to-FCF Chart

BRAC Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -20.35 0.88 0.85 0.95 1.00

BRAC Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.33 0.99 0.99 1.00 1.04

BRAC Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, BRAC Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRAC Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BRAC Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BRAC Bank's EV-to-FCF falls into.


DHA:BRACBANK
91GF Score
BRAC Bank PLC DHA:BRACBANK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BRAC Bank EV-to-FCF Calculation

BRAC Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=123856.429/106861.919
=1.16

BRAC Bank's current Enterprise Value is BDT123,856 Mil.
BRAC Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT106,862 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 1.16 mean?
BRAC Bank (DHA:BRACBANK) has a EV-to-FCF of 1.16 as of Aug. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BRAC Bank and its competitors. This is near median its historical median of 1.20. According to the industry distribution chart, BRAC Bank ranks #276 out of 1197 companies in the Banks industry, placing it in the top 23.1%.
Is BRAC Bank's EV-to-FCF too high?
BRAC Bank's current EV-to-FCF of 1.16 is near median its 10-year median of 1.20. The Banks industry median EV-to-FCF is 7.25. BRAC Bank's value of 1.16 is 84% below this industry median. Based on the distribution chart, BRAC Bank ranks #276 out of 1197 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BRAC Bank has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRAC Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, BRAC Bank ranks #276 out of 1197 companies for EV-to-FCF. This places BRAC Bank in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.25. BRAC Bank's value of 1.16 is 84% below this benchmark. While the company's 10-year median is 1.20 vs. the industry median of 7.25, BRAC Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.25, based on 1,197 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRAC Bank's current EV-to-FCF of 1.16 is 84% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BRAC Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRAC Bank's current EV-to-FCF is 1.16, which is near median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRAC Bank stock overvalued right now?
Based on GuruFocus' analysis, BRAC Bank (DHA:BRACBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT54.79, compared to a current price of BDT64.00 — trading 16.8% above its estimated fair value. The current EV-to-FCF is 1.16, which is near median its 10-year median of 1.20 and 84% below the Banks industry median of 7.25. BRAC Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BRAC Bank (DHA:BRACBANK), the current EV-to-FCF is 1.16 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRAC Bank (DHA:BRACBANK) Overvalued in 2026?

Based on GuruFocus' analysis, BRAC Bank stock appears to be overvalued. The current stock price of BDT64.00 is trading 16.8% above its estimated GF Value™ of BDT54.79. GuruFocus considers BRAC Bank to be Modestly Overvalued.

Key valuation signals for DHA:BRACBANK:

  • EV-to-FCF: 1.16 (near median its 10-year median of 1.20)
  • GF Value™: BDT54.79 vs. price of BDT64.00 (16.8% above fair value)
  • GF Score™: 91/100 with 2 warning signs
  • Industry Position: 84% below the Banks median (#276 of 1197)

No single metric tells the full story. See the DHA:BRACBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRAC Bank Business Description

Address Tejgaon-Gulshan Link Road, Anik Tower, 220/B, Tejgaon Industrial Area, Dhaka, BGD, 1208
BRAC Bank PLC is a Bangladesh-based banking corporation that provides various banking and non-banking services. Its services include deposit schemes such as current deposits, saving deposits, term deposits and other deposits. The company also provides loans and advances, guarantees, term loans, business loans, home loans and other credit facilities. In addition, it offers brokerage services to local institutions, retail clients and non-resident Bangladeshis. The group operates its business through reportable segments namely Small and medium enterprises, Retail, Corporate and Treasury.
91GF Score

Get the complete analysis for DHA:BRACBANK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT64.00
Price
BDT54.79
GF Value