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BRAC BankDHA:BRACBANK -1.07%91 Pretax Margin % is 44.90% as of Mar. 2026, which is 46% above its 10-year median of 30.65. GuruFocus rates DHA:BRACBANK with a GF Score™ of 91/100 and a GF Value™ of BDT55.31 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,529 Banks companies, BRAC Bank ranks better than 66.45% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. BRAC Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was BDT10,939 Mil. BRAC Bank's Revenue for the
three
months ended in Mar. 2026 was BDT24,361 Mil. Therefore, BRAC Bank's pretax margin for the quarter that ended in Mar. 2026 was 44.90%.
The historical rank and industry rank for BRAC Bank's Pretax Margin % or its related term are showing as below:
DHA:BRACBANK'
s Pretax Margin % Range Over the Past 10 Years
Min: 21.97 Med: 30.65 Max: 41.39
Current: 41.39
DHA:BRACBANK's Pretax Margin % is ranked better than 66.45% of 1529
companies
in the Banks industry
Industry Median: 34.94
vs DHA:BRACBANK: 41.39
BRAC Bank (DHA:BRACBANK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
BRAC Bank Pretax Margin % Related Terms
BRAC Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for BRAC Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BRAC Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRAC Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BRAC Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where BRAC Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRAC Bank (DHA:BRACBANK) has a Pretax Margin % of 44.90% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BRAC Bank and its competitors. This is 46% above median its historical median of 30.65. Over the past decade, BRAC Bank's Pretax Margin % has ranged from 21.97 to 41.39. According to the industry distribution chart, BRAC Bank ranks #513 out of 1529 companies in the Banks industry, placing it in the top 33.6%.
Is BRAC Bank's Pretax Margin % too high?
BRAC Bank's current Pretax Margin % of 44.90% is 46% above median its 10-year median of 30.65. Over the past 10 years, this metric has ranged from a low of 21.97 to a high of 41.39. The Banks industry median Pretax Margin % is 34.94. BRAC Bank's value of 44.90% is 28.5% above this industry median. Based on the distribution chart, BRAC Bank ranks #513 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, BRAC Bank has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRAC Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, BRAC Bank ranks #513 out of 1529 companies for Pretax Margin %. This puts BRAC Bank in the upper half of its industry. The industry median Pretax Margin % is 34.94. BRAC Bank's value of 44.90% is 28.5% above this benchmark. Historically, BRAC Bank's own Pretax Margin % has ranged from 21.97 to 41.39 over the past decade. While the company's 10-year median is 30.65 vs. the industry median of 34.94, BRAC Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.94, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRAC Bank's current Pretax Margin % of 44.90% is 28.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BRAC Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRAC Bank's current Pretax Margin % is 44.90%, which is 46% above median its own 10-year median of 30.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRAC Bank stock overvalued right now?
Based on GuruFocus' analysis, BRAC Bank (DHA:BRACBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT55.31, compared to a current price of BDT64.60 — trading 16.8% above its estimated fair value. The current Pretax Margin % is 44.90%, which is 46% above median its 10-year median of 30.65 and 28.5% above the Banks industry median of 34.94. BRAC Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For BRAC Bank (DHA:BRACBANK), the current Pretax Margin % is 44.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRAC Bank (DHA:BRACBANK) Overvalued in 2026?
Based on GuruFocus' analysis, BRAC Bank stock appears to be overvalued.
The current stock price of BDT64.60 is trading 16.8% above its estimated GF Value™ of BDT55.31.
GuruFocus considers BRAC Bank to be Modestly Overvalued.
Key valuation signals for DHA:BRACBANK:
Pretax Margin %: 44.90% (46% above median its 10-year median of 30.65)
GF Value™: BDT55.31 vs. price of BDT64.60 (16.8% above fair value)
Industry Position: 28.5% above the Banks median (#513 of 1529)
No single metric tells the full story. See the DHA:BRACBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRAC Bank PLC is a Bangladesh-based banking corporation that provides various banking and non-banking services. Its services include deposit schemes such as current deposits, saving deposits, term deposits and other deposits. The company also provides loans and advances, guarantees, term loans, business loans, home loans and other credit facilities. In addition, it offers brokerage services to local institutions, retail clients and non-resident Bangladeshis. The group operates its business through reportable segments namely Small and medium enterprises, Retail, Corporate and Treasury.
91GF Score
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