BRAC Bank (DHA:BRACBANK) Scaled Net Operating Assets: 0.07 (As of Mar. 2026)

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DHA:BRACBANK BRAC Bank PLC DHA:BRACBANK
90 GF Score
Price BDT63.40
GF Value BDT55.08
Valuation Modestly Overvalued
! 2 Warning Signs
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What is BRAC Bank Scaled Net Operating Assets?

BRAC Bank DHA:BRACBANK -0.78% 90 Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus rates DHA:BRACBANK with a GF Score™ of 90/100 and a GF Value™ of BDT55.08 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BRAC Bank's operating assets for the quarter that ended in Mar. 2026 was BDT1,240,447 Mil. BRAC Bank's operating liabilities for the quarter that ended in Mar. 2026 was BDT1,151,383 Mil. BRAC Bank's Total Assets for the quarter that ended in Dec. 2025 was BDT1,328,115 Mil. Therefore, BRAC Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.07.

DHA:BRACBANK
90GF Score
BRAC Bank PLC DHA:BRACBANK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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BRAC Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BRAC Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1218362.575-1103642.344)/1056723.501
=0.11

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1328114.546 - 109751.971
=1218362.575

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1198692.849 - 95050.505 - 0
=1103642.344

BRAC Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1240447.103-1151382.572)/1328114.546
=0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1389914.901 - 149467.798
=1240447.103

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1250227.787 - 98845.215 - 0
=1151382.572

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
BRAC Bank (DHA:BRACBANK) has a Scaled Net Operating Assets of 0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on BRAC Bank and its competitors.
Is BRAC Bank's Scaled Net Operating Assets too high?
BRAC Bank's current Scaled Net Operating Assets is 0.07. Overall, BRAC Bank has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRAC Bank's Scaled Net Operating Assets compare to competitors?
BRAC Bank's Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on BRAC Bank and its competitors. BRAC Bank's current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRAC Bank stock overvalued right now?
Based on GuruFocus' analysis, BRAC Bank (DHA:BRACBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT55.08, compared to a current price of BDT63.40 — trading 15.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.07. BRAC Bank's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For BRAC Bank (DHA:BRACBANK), the current Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRAC Bank (DHA:BRACBANK) Overvalued in 2026?

Based on GuruFocus' analysis, BRAC Bank stock appears to be overvalued. The current stock price of BDT63.40 is trading 15.1% above its estimated GF Value™ of BDT55.08. GuruFocus considers BRAC Bank to be Modestly Overvalued.

Key valuation signals for DHA:BRACBANK:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: BDT55.08 vs. price of BDT63.40 (15.1% above fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the DHA:BRACBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRAC Bank Business Description

Address Tejgaon-Gulshan Link Road, Anik Tower, 220/B, Tejgaon Industrial Area, Dhaka, BGD, 1208
BRAC Bank PLC is a Bangladesh-based banking corporation that provides various banking and non-banking services. Its services include deposit schemes such as current deposits, saving deposits, term deposits and other deposits. The company also provides loans and advances, guarantees, term loans, business loans, home loans and other credit facilities. In addition, it offers brokerage services to local institutions, retail clients and non-resident Bangladeshis. The group operates its business through reportable segments namely Small and medium enterprises, Retail, Corporate and Treasury.
90GF Score

Get the complete analysis for DHA:BRACBANK

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT63.40
Price
BDT55.08
GF Value