BRAC Bank (DHA:BRACBANK) Margin of Safety % (DCF Dividends Based): 67.77% (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:BRACBANK BRAC Bank PLC DHA:BRACBANK
91 GF Score
Price BDT64.00
GF Value BDT55.05
Valuation Modestly Overvalued
! 2 Warning Signs
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What is BRAC Bank Margin of Safety % (DCF Dividends Based)?

BRAC Bank DHA:BRACBANK +0.95% 91 Margin of Safety % (DCF Dividends Based) is 67.77% as of Jul. 27, 2026. GuruFocus rates DHA:BRACBANK with a GF Score™ of 91/100 and a GF Value™ of BDT55.05 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-27), BRAC Bank's Predictability Rank is 4-Stars. BRAC Bank's intrinsic value calculated from the Discounted Dividend model is BDT209.13 and current share price is BDT64.00. Consequently,

BRAC Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 67.77%.


BRAC Bank Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, BRAC Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BRAC Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, BRAC Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where BRAC Bank's Margin of Safety % (DCF Dividends Based) falls into.


DHA:BRACBANK
91GF Score
BRAC Bank PLC DHA:BRACBANK
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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BRAC Bank Margin of Safety % (DCF Dividends Based) Calculation

BRAC Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(198.59-64.00)/198.59
=67.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 67.77% mean?
BRAC Bank (DHA:BRACBANK) has a Margin of Safety % (DCF Dividends Based) of 67.77% as of Jul. 27, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on BRAC Bank.
Is BRAC Bank's Margin of Safety % (DCF Dividends Based) too high?
BRAC Bank's current Margin of Safety % (DCF Dividends Based) is 67.77%. Overall, BRAC Bank has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRAC Bank's Margin of Safety % (DCF Dividends Based) compare to competitors?
BRAC Bank's Margin of Safety % (DCF Dividends Based) of 67.77% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on BRAC Bank. BRAC Bank's current Margin of Safety % (DCF Dividends Based) is 67.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRAC Bank stock overvalued right now?
Based on GuruFocus' analysis, BRAC Bank (DHA:BRACBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT55.05, compared to a current price of BDT64.00 — trading 16.3% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 67.77%. BRAC Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For BRAC Bank (DHA:BRACBANK), the current Margin of Safety % (DCF Dividends Based) is 67.77% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BRAC Bank (DHA:BRACBANK) Overvalued in 2026?

Based on GuruFocus' analysis, BRAC Bank stock appears to be overvalued. The current stock price of BDT64.00 is trading 16.3% above its estimated GF Value™ of BDT55.05. GuruFocus considers BRAC Bank to be Modestly Overvalued.

Key valuation signals for DHA:BRACBANK:

  • Margin of Safety % (DCF Dividends Based): 67.77%
  • GF Value™: BDT55.05 vs. price of BDT64.00 (16.3% above fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the DHA:BRACBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BRAC Bank Business Description

Address Tejgaon-Gulshan Link Road, Anik Tower, 220/B, Tejgaon Industrial Area, Dhaka, BGD, 1208
BRAC Bank PLC is a Bangladesh-based banking corporation that provides various banking and non-banking services. Its services include deposit schemes such as current deposits, saving deposits, term deposits and other deposits. The company also provides loans and advances, guarantees, term loans, business loans, home loans and other credit facilities. In addition, it offers brokerage services to local institutions, retail clients and non-resident Bangladeshis. The group operates its business through reportable segments namely Small and medium enterprises, Retail, Corporate and Treasury.
91GF Score

Get the complete analysis for DHA:BRACBANK

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT64.00
Price
BDT55.05
GF Value