FCMGF (Firm Capital Mortgage Investment) EV-to-FCF: 5.19 (As of Jul. 01, 2026) — 70% Below Median


FCMGF Firm Capital Mortgage Investment Corp FCMGF
68 GF Score
Price $8.50
GF Value $8.85
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Firm Capital Mortgage Investment EV-to-FCF?

Firm Capital Mortgage Investment FCMGF -0.58% 68 EV-to-FCF is 5.19 as of Jul. 01, 2026, which is 70% below its 10-year median of 17.02. GuruFocus rates FCMGF with a GF Score™ of 68/100 and a GF Value™ of $8.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,194 Banks companies, Firm Capital Mortgage Investment ranks better than 54.94% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Firm Capital Mortgage Investment's Enterprise Value is $393.09 Mil. Firm Capital Mortgage Investment's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $75.69 Mil. Therefore, Firm Capital Mortgage Investment's EV-to-FCF for today is 5.19.

The historical rank and industry rank for Firm Capital Mortgage Investment's EV-to-FCF or its related term are showing as below:

FCMGF' s EV-to-FCF Range Over the Past 10 Years
Min: -54   Med: 17.02   Max: 26.97
Current: 5.2

During the past 13 years, the highest EV-to-FCF of Firm Capital Mortgage Investment was 26.97. The lowest was -54.00. And the median was 17.02.

FCMGF's EV-to-FCF is ranked better than
54.94% of 1194 companies
in the Banks industry
Industry Median: 6.565 vs FCMGF: 5.20

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-01), Firm Capital Mortgage Investment's stock price is $8.50. Firm Capital Mortgage Investment's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.713. Therefore, Firm Capital Mortgage Investment's PE Ratio (TTM) for today is 11.92.


Firm Capital Mortgage Investment  (OTCPK:FCMGF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Firm Capital Mortgage Investment's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.50/0.713
=11.92

Firm Capital Mortgage Investment's share price for today is $8.50.
Firm Capital Mortgage Investment's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.713.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Firm Capital Mortgage Investment EV-to-FCF Related Terms


Firm Capital Mortgage Investment EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Firm Capital Mortgage Investment's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firm Capital Mortgage Investment EV-to-FCF Chart

Firm Capital Mortgage Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.94 11.95 4.85 -46.39 6.42

Firm Capital Mortgage Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.50 7.85 10.58 6.42 5.23

FCMGF vs RKT, FNMA, PFSI: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firm Capital Mortgage Investment EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Firm Capital Mortgage Investment's EV-to-FCF falls into.


FCMGF
68GF Score
Firm Capital Mortgage Investment Corp FCMGF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Firm Capital Mortgage Investment EV-to-FCF Calculation

Firm Capital Mortgage Investment's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=393.092/75.685
=5.19

Firm Capital Mortgage Investment's current Enterprise Value is $393.09 Mil.
Firm Capital Mortgage Investment's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $75.69 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 5.19 mean?
Firm Capital Mortgage Investment (FCMGF) has a EV-to-FCF of 5.19 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Firm Capital Mortgage Investment and its competitors. This is 70% below median its historical median of 17.02. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #538 out of 1194 companies in the Banks industry, placing it in the top 45.1%.
Is Firm Capital Mortgage Investment's EV-to-FCF too high?
Firm Capital Mortgage Investment's current EV-to-FCF of 5.19 is 70% below median its 10-year median of 17.02. The Banks industry median EV-to-FCF is 6.57. Firm Capital Mortgage Investment's value of 5.19 is 20.9% below this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #538 out of 1194 companies in the Banks industry, which is above the industry midpoint. Overall, Firm Capital Mortgage Investment has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #538 out of 1194 companies for EV-to-FCF. This puts Firm Capital Mortgage Investment in the upper half of its industry. The industry median EV-to-FCF is 6.57. Firm Capital Mortgage Investment's value of 5.19 is 20.9% below this benchmark. While the company's 10-year median is 17.02 vs. the industry median of 6.57, Firm Capital Mortgage Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current EV-to-FCF of 5.19 is 20.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current EV-to-FCF is 5.19, which is 70% below median its own 10-year median of 17.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (FCMGF) is currently considered Fairly Valued. The stock's GF Value™ is $8.85, compared to a current price of $8.50 — trading 4% below its estimated fair value. The current EV-to-FCF is 5.19, which is 70% below median its 10-year median of 17.02 and 20.9% below the Banks industry median of 6.57. Firm Capital Mortgage Investment's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Firm Capital Mortgage Investment (FCMGF), the current EV-to-FCF is 5.19 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firm Capital Mortgage Investment (FCMGF) Overvalued in 2026?

Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued. The current stock price of $8.50 is trading 4% below its estimated GF Value™ of $8.85. GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.

Key valuation signals for FCMGF:

  • EV-to-FCF: 5.19 (70% below median its 10-year median of 17.02)
  • GF Value™: $8.85 vs. price of $8.50 (4% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 20.9% below the Banks median (#538 of 1194)

No single metric tells the full story. See the FCMGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firm Capital Mortgage Investment Business Description

Other Exchanges 74X:GermanyFC:Canada
Address 163 Cartwright Avenue, Toronto, ON, CAN, M6A 1V5
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
68GF Score

Get the complete analysis for FCMGF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.50
Price
$8.85
GF Value