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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Porch Group's Enterprise Value is €1,402.6 Mil.
Porch Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €65.2 Mil. Therefore, Porch Group's EV-to-FCF for today is 21.50.
The historical rank and industry rank for Porch Group's EV-to-FCF or its related term are showing as below:
FRA:32RD'
s EV-to-FCF Range Over the Past 10 Years
Min: -669.36 Med: -14.21 Max: 83.83
Current: 21.08
During the past 7 years, the highest EV-to-FCF of Porch Group was 83.83. The lowest was -669.36. And the median was -14.21.
FRA:32RD's EV-to-FCF is ranked worse than 79.7% of 394
companies
in the Insurance industry
Industry Median: 9.705
vs FRA:32RD: 21.08
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Porch Group's PE Ratio (TTM) for today is calculated as:
Porch Group's share price for today is €11.01.
Porch Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.146.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Porch Group EV-to-FCF Related Terms
Porch Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Porch Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Porch Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Porch Group's EV-to-FCF falls into.
Porch Group's current Enterprise Value is €1,402.6 Mil.
Porch Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €65.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (FRA:32RD) has a EV-to-FCF of 21.50 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #314 out of 394 companies in the Insurance industry, placing it in the top 79.7%.
Is Porch Group's EV-to-FCF too high?
Porch Group's current EV-to-FCF is 21.50. The Insurance industry median EV-to-FCF is 9.71. Porch Group's value of 21.50 is 121.5% above this industry median. Based on the distribution chart, Porch Group ranks #314 out of 394 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's EV-to-FCF compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #314 out of 394 companies for EV-to-FCF. This places Porch Group in the lower half of its industry. The industry median EV-to-FCF is 9.71. Porch Group's value of 21.50 is 121.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.71, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current EV-to-FCF of 21.50 is 121.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Porch Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current EV-to-FCF is 21.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (FRA:32RD) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.59, compared to a current price of €11.01 — trading 206.7% above its estimated fair value. The current EV-to-FCF is 21.50 and 121.5% above the Insurance industry median of 9.71. Porch Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Porch Group (FRA:32RD), the current EV-to-FCF is 21.50 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (FRA:32RD) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of €11.01 is trading 206.7% above its estimated GF Value™ of €3.59.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for FRA:32RD:
EV-to-FCF: 21.50
GF Value™: €3.59 vs. price of €11.01 (206.7% above fair value)
Industry Position: 121.5% above the Insurance median (#314 of 394)
No single metric tells the full story. See the FRA:32RD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
65GF Score
Get the complete analysis for FRA:32RD
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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