Porch Group (FRA:32RD) PE Ratio without NRI: 334.87 (As of Jul. 31, 2026) — 504% Above Median

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FRA:32RD Porch Group Inc FRA:32RD
67 GF Score
Price €12.73
GF Value €5.00
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Porch Group PE Ratio without NRI?

Porch Group FRA:32RD +16.80% 67 PE Ratio without NRI is 334.87 as of Jul. 31, 2026, which is 504% above its 10-year median of 55.43. GuruFocus rates FRA:32RD with a GF Score™ of 67/100 and a GF Value™ of €5.00 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 448 Insurance companies, Porch Group ranks worse than 98.88% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-31), Porch Group's share price is €12.725. Porch Group's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was €0.04. Therefore, Porch Group's PE Ratio without NRI for today is 334.87.

During the past 7 years, Porch Group's highest PE Ratio without NRI was 345.23. The lowest was 36.30. And the median was 55.43.

Porch Group's EPS without NRI for the three months ended in Jun. 2026 was €0.02. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was €0.04.

As of today (2026-07-31), Porch Group's share price is €12.725. Porch Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €-0.10. Therefore, Porch Group's PE Ratio (TTM) for today is At Loss.

During the past years, Porch Group's highest PE Ratio (TTM) was 63.04. The lowest was 0.00. And the median was 34.78.

Porch Group's EPS (Diluted) for the three months ended in Jun. 2026 was €0.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €-0.10.

Porch Group's EPS (Basic) for the three months ended in Jun. 2026 was €0.04. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was €-0.10.


Porch Group  (FRA:32RD) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Porch Group PE Ratio without NRI Related Terms


Porch Group PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Porch Group's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porch Group PE Ratio without NRI Chart

Porch Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI
Get a 7-Day Free Trial At Loss At Loss At Loss At Loss At Loss

Porch Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.30 68.21 At Loss At Loss 341.82

FRA:32RD vs UFCS, HGTY, UVE: PE Ratio without NRI Comparison

For the Insurance - Property & Casualty subindustry, Porch Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Porch Group PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Porch Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Porch Group's PE Ratio without NRI falls into.


FRA:32RD
67GF Score
Porch Group Inc FRA:32RD
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Porch Group PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Porch Group's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=12.725/0.038
=334.87

Porch Group's Share Price of today is €12.725.
Porch Group's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.04.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 334.87 mean?
Porch Group (FRA:32RD) has a PE Ratio without NRI of 334.87 as of Jul. 31, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Porch Group and its competitors. This is 504% above median its historical median of 55.43. Over the past decade, Porch Group's PE Ratio without NRI has ranged from 36.30 to 345.23. According to the industry distribution chart, Porch Group ranks #443 out of 448 companies in the Insurance industry, placing it in the top 98.9%.
Is Porch Group's PE Ratio without NRI too high?
Porch Group's current PE Ratio without NRI of 334.87 is 504% above median its 10-year median of 55.43. Over the past 10 years, this metric has ranged from a low of 36.30 to a high of 345.23. The Insurance industry median PE Ratio without NRI is 11.91. Porch Group's value of 334.87 is 2711.7% above this industry median. Based on the distribution chart, Porch Group ranks #443 out of 448 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's PE Ratio without NRI compare to UFCS and HGTY?
According to the Insurance industry distribution chart, Porch Group ranks #443 out of 448 companies for PE Ratio without NRI. This places Porch Group in the lower half of its industry. The industry median PE Ratio without NRI is 11.91. Porch Group's value of 334.87 is 2711.7% above this benchmark. Historically, Porch Group's own PE Ratio without NRI has ranged from 36.30 to 345.23 over the past decade. While the company's 10-year median is 55.43 vs. the industry median of 11.91, Porch Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for an Insurance company?
The median PE Ratio without NRI among Insurance companies is 11.91, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current PE Ratio without NRI of 334.87 is 2711.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Porch Group and its competitors. For the Insurance industry, the median PE Ratio without NRI is 11.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current PE Ratio without NRI is 334.87, which is 504% above median its own 10-year median of 55.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (FRA:32RD) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.00, compared to a current price of €12.73 — trading 154.5% above its estimated fair value. The current PE Ratio without NRI is 334.87, which is 504% above median its 10-year median of 55.43 and 2711.7% above the Insurance industry median of 11.91. Porch Group's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Porch Group (FRA:32RD), the current PE Ratio without NRI is 334.87 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porch Group (FRA:32RD) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of €12.73 is trading 154.5% above its estimated GF Value™ of €5.00. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for FRA:32RD:

  • PE Ratio without NRI: 334.87 (504% above median its 10-year median of 55.43)
  • GF Value™: €5.00 vs. price of €12.73 (154.5% above fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 2711.7% above the Insurance median (#443 of 448)

No single metric tells the full story. See the FRA:32RD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Porch Group Business Description

Other Exchanges PRCH:USA32RD:Germany
Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
67GF Score

Get the complete analysis for FRA:32RD

PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.73
Price
€5.00
GF Value