Mony Group (FRA:39M) EV-to-FCF: 10.12 (As of Jul. 06, 2026) — 43% Below Median


FRA:39M Mony Group PLC FRA:39M
82 GF Score
Price €2.10
GF Value €2.51
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Mony Group EV-to-FCF?

Mony Group FRA:39M 82 EV-to-FCF is 10.12 as of Jul. 06, 2026, which is 43% below its 10-year median of 17.87. GuruFocus rates FRA:39M with a GF Score™ of 82/100 and a GF Value™ of €2.51 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 339 Interactive Media companies, Mony Group ranks better than 51.03% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mony Group's Enterprise Value is €1,148.1 Mil. Mony Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €113.4 Mil. Therefore, Mony Group's EV-to-FCF for today is 10.12.

The historical rank and industry rank for Mony Group's EV-to-FCF or its related term are showing as below:

FRA:39M' s EV-to-FCF Range Over the Past 10 Years
Min: 8.12   Med: 17.87   Max: 31.7
Current: 10.1

During the past 13 years, the highest EV-to-FCF of Mony Group was 31.70. The lowest was 8.12. And the median was 17.87.

FRA:39M's EV-to-FCF is ranked better than
51.03% of 339 companies
in the Interactive Media industry
Industry Median: 10.35 vs FRA:39M: 10.10

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-06), Mony Group's stock price is €2.10. Mony Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.177. Therefore, Mony Group's PE Ratio (TTM) for today is 11.86.


Mony Group  (FRA:39M) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Mony Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.10/0.177
=11.86

Mony Group's share price for today is €2.10.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mony Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.177.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Mony Group EV-to-FCF Related Terms


Mony Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Mony Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mony Group EV-to-FCF Chart

Mony Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.19 11.77 17.03 10.34 9.93

Mony Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.03 0.00 10.34 0.00 9.93

FRA:39M vs GOOGL, META, SPOT: EV-to-FCF Comparison

For the Internet Content & Information subindustry, Mony Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mony Group EV-to-FCF vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Mony Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Mony Group's EV-to-FCF falls into.


FRA:39M
82GF Score
Mony Group PLC FRA:39M
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mony Group EV-to-FCF Calculation

Mony Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1148.136/113.43
=10.12

Mony Group's current Enterprise Value is €1,148.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mony Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €113.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 10.12 mean?
Mony Group (FRA:39M) has a EV-to-FCF of 10.12 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mony Group and its competitors. This is 43% below median its historical median of 17.87. Over the past decade, Mony Group's EV-to-FCF has ranged from 8.12 to 31.70. According to the industry distribution chart, Mony Group ranks #166 out of 339 companies in the Interactive Media industry, placing it in the top 49%.
Is Mony Group's EV-to-FCF too high?
Mony Group's current EV-to-FCF of 10.12 is 43% below median its 10-year median of 17.87. Over the past 10 years, this metric has ranged from a low of 8.12 to a high of 31.70. The Interactive Media industry median EV-to-FCF is 10.35. Mony Group's value of 10.12 is 2.2% below this industry median. Based on the distribution chart, Mony Group ranks #166 out of 339 companies in the Interactive Media industry, which is above the industry midpoint. Overall, Mony Group has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mony Group's EV-to-FCF compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Mony Group ranks #166 out of 339 companies for EV-to-FCF. This puts Mony Group in the upper half of its industry. The industry median EV-to-FCF is 10.35. Mony Group's value of 10.12 is 2.2% below this benchmark. Historically, Mony Group's own EV-to-FCF has ranged from 8.12 to 31.70 over the past decade. While the company's 10-year median is 17.87 vs. the industry median of 10.35, Mony Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Interactive Media company?
The median EV-to-FCF among Interactive Media companies is 10.35, based on 339 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mony Group's current EV-to-FCF of 10.12 is 2.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mony Group and its competitors. For the Interactive Media industry, the median EV-to-FCF is 10.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mony Group's current EV-to-FCF is 10.12, which is 43% below median its own 10-year median of 17.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mony Group stock overvalued right now?
Based on GuruFocus' analysis, Mony Group (FRA:39M) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.51, compared to a current price of €2.10 — trading 16.3% below its estimated fair value. The current EV-to-FCF is 10.12, which is 43% below median its 10-year median of 17.87 and 2.2% below the Interactive Media industry median of 10.35. Mony Group's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mony Group (FRA:39M), the current EV-to-FCF is 10.12 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mony Group (FRA:39M) Overvalued in 2026?

Based on GuruFocus' analysis, Mony Group stock appears to be undervalued. The current stock price of €2.10 is trading 16.3% below its estimated GF Value™ of €2.51. GuruFocus considers Mony Group to be Modestly Undervalued.

Key valuation signals for FRA:39M:

  • EV-to-FCF: 10.12 (43% below median its 10-year median of 17.87)
  • GF Value™: €2.51 vs. price of €2.10 (16.3% below fair value)
  • GF Score™: 82/100 with 1 warning sign
  • Industry Position: 2.2% below the Interactive Media median (#166 of 339)

No single metric tells the full story. See the FRA:39M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mony Group Business Description

Other Exchanges MONYl:UKMONY:UK
Address Saint David\'s Park, Money Group House, Ewloe, Deeside, GBR, CH5 3UZ
Mony Group PLC operates a tech-led savings platform, driven by the purpose of helping households save money. Its comparison sites include MoneySuperMarket, TravelSuperMarket, and Icelolly making it easy to find deals and save money on household bills and financial products, from car, pet, travel, and home insurance to credit cards, loans, savings, pensions, mortgages, bank accounts, holidays, car hire, broadband and TV packages.
82GF Score

Get the complete analysis for FRA:39M

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.10
Price
€2.51
GF Value