Mony Group (FRA:39M) Net Margin %: 15.97% (As of Dec. 2025) — 17% Below Median


FRA:39M Mony Group PLC FRA:39M
84 GF Score
Price €2.02
GF Value €2.51
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Mony Group Net Margin %?

Mony Group FRA:39M +1.51% 84 Net Margin % is 15.97% as of Dec. 2025, which is 17% below its 10-year median of 19.22. GuruFocus rates FRA:39M with a GF Score™ of 84/100 and a GF Value™ of €2.51 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 553 Interactive Media companies, Mony Group ranks better than 81.37% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Mony Group's Net Income for the six months ended in Dec. 2025 was €40.4 Mil. Mony Group's Revenue for the six months ended in Dec. 2025 was €252.7 Mil. Therefore, Mony Group's net margin for the quarter that ended in Dec. 2025 was 15.97%.

The historical rank and industry rank for Mony Group's Net Margin % or its related term are showing as below:

FRA:39M' s Net Margin % Range Over the Past 10 Years
Min: 16.64   Med: 19.22   Max: 24.43
Current: 18.19


FRA:39M's Net Margin % is ranked better than
81.37% of 553 companies
in the Interactive Media industry
Industry Median: 1.65 vs FRA:39M: 18.19

Mony Group  (FRA:39M) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Mony Group Net Margin % Related Terms


Mony Group Net Margin % Historical Data

* Premium members only.

The historical data trend for Mony Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mony Group Net Margin % Chart

Mony Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.64 17.62 16.82 18.35 18.19

Mony Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.66 19.78 16.88 20.37 15.97

FRA:39M vs GOOGL, META, SPOT: Net Margin % Comparison

For the Internet Content & Information subindustry, Mony Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mony Group Net Margin % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Mony Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where Mony Group's Net Margin % falls into.


FRA:39M
84GF Score
Mony Group PLC FRA:39M
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mony Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Mony Group's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=92.831/510.228
=18.19 %

Mony Group's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=40.356/252.656
=15.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 15.97% mean?
Mony Group (FRA:39M) has a Net Margin % of 15.97% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Mony Group and its competitors. This is 17% below median its historical median of 19.22. Over the past decade, Mony Group's Net Margin % has ranged from 16.64 to 24.43. According to the industry distribution chart, Mony Group ranks #103 out of 553 companies in the Interactive Media industry, placing it in the top 18.6%.
Is Mony Group's Net Margin % too high?
Mony Group's current Net Margin % of 15.97% is 17% below median its 10-year median of 19.22. Over the past 10 years, this metric has ranged from a low of 16.64 to a high of 24.43. The Interactive Media industry median Net Margin % is 1.65. Mony Group's value of 15.97% is 867.9% above this industry median. Based on the distribution chart, Mony Group ranks #103 out of 553 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Mony Group has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mony Group's Net Margin % compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Mony Group ranks #103 out of 553 companies for Net Margin %. This places Mony Group in the top 19% of its industry — outperforming the majority of peers. The industry median Net Margin % is 1.65. Mony Group's value of 15.97% is 867.9% above this benchmark. Historically, Mony Group's own Net Margin % has ranged from 16.64 to 24.43 over the past decade. While the company's 10-year median is 19.22 vs. the industry median of 1.65, Mony Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Interactive Media company?
The median Net Margin % among Interactive Media companies is 1.65, based on 553 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mony Group's current Net Margin % of 15.97% is 867.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Mony Group and its competitors. For the Interactive Media industry, the median Net Margin % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mony Group's current Net Margin % is 15.97%, which is 17% below median its own 10-year median of 19.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mony Group stock overvalued right now?
Based on GuruFocus' analysis, Mony Group (FRA:39M) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.51, compared to a current price of €2.02 — trading 19.5% below its estimated fair value. The current Net Margin % is 15.97%, which is 17% below median its 10-year median of 19.22 and 867.9% above the Interactive Media industry median of 1.65. Mony Group's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Mony Group (FRA:39M), the current Net Margin % is 15.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mony Group (FRA:39M) Overvalued in 2026?

Based on GuruFocus' analysis, Mony Group stock appears to be undervalued. The current stock price of €2.02 is trading 19.5% below its estimated GF Value™ of €2.51. GuruFocus considers Mony Group to be Modestly Undervalued.

Key valuation signals for FRA:39M:

  • Net Margin %: 15.97% (17% below median its 10-year median of 19.22)
  • GF Value™: €2.51 vs. price of €2.02 (19.5% below fair value)
  • GF Score™: 84/100 with 1 warning sign
  • Industry Position: 867.9% above the Interactive Media median (#103 of 553)

No single metric tells the full story. See the FRA:39M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mony Group Business Description

Other Exchanges MONYl:UKMONY:UK
Address Saint David\'s Park, Money Group House, Ewloe, Deeside, GBR, CH5 3UZ
Mony Group PLC operates a tech-led savings platform, driven by the purpose of helping households save money. Its comparison sites include MoneySuperMarket, TravelSuperMarket, and Icelolly making it easy to find deals and save money on household bills and financial products, from car, pet, travel, and home insurance to credit cards, loans, savings, pensions, mortgages, bank accounts, holidays, car hire, broadband and TV packages.
84GF Score

Get the complete analysis for FRA:39M

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.02
Price
€2.51
GF Value