Mony Group (FRA:39M) ROCE %: 34.97% (As of Dec. 2025)


FRA:39M Mony Group PLC FRA:39M
84 GF Score
Price €2.02
GF Value €2.51
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Mony Group ROCE %?

Mony Group FRA:39M +1.51% 84 ROCE % is 34.97% as of Dec. 2025. GuruFocus rates FRA:39M with a GF Score™ of 84/100 and a GF Value™ of €2.51 (Modestly Undervalued). The stock has 1 warning sign investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Mony Group's annualized ROCE % for the quarter that ended in Dec. 2025 was 34.97%.

Mony Group  (FRA:39M) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Mony Group ROCE % Related Terms

Mony Group ROCE % Historical Data

* Premium members only.

The historical data trend for Mony Group's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mony Group ROCE % Chart

Mony Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.46 29.02 34.79 40.92 38.48

Mony Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.74 45.98 38.13 39.62 34.97
FRA:39M
84GF Score
Mony Group PLC FRA:39M
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mony Group ROCE % Calculation

Mony Group's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=130.329/( ( (485.71 - 126.287) + (431.916 - 113.867) )/ 2 )
=130.329/( (359.423+318.049)/ 2 )
=130.329/338.736
=38.48 %

Mony Group's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=120.268/( ( (494.084 - 124.227) + (431.916 - 113.867) )/ 2 )
=120.268/( ( 369.857 + 318.049 )/ 2 )
=120.268/343.953
=34.97 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 34.97% mean?
Mony Group (FRA:39M) has a ROCE % of 34.97% as of Dec. 2025.
Is Mony Group's ROCE % too high?
Mony Group's current ROCE % is 34.97%. The Interactive Media industry median ROCE % is 3.15. Mony Group's value of 34.97% is 1010.2% above this industry median. Overall, Mony Group has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mony Group's ROCE % compare to GOOGL and META?
Mony Group's ROCE % of 34.97% can be compared against companies in the Interactive Media industry. The industry median ROCE % is 3.15. Mony Group's value of 34.97% is 1010.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Interactive Media company?
The median ROCE % among Interactive Media companies is 3.15, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mony Group's current ROCE % of 34.97% is 1010.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Interactive Media industry, the median ROCE % is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mony Group's current ROCE % is 34.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mony Group stock overvalued right now?
Based on GuruFocus' analysis, Mony Group (FRA:39M) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.51, compared to a current price of €2.02 — trading 19.5% below its estimated fair value. The current ROCE % is 34.97% and 1010.2% above the Interactive Media industry median of 3.15. Mony Group's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Mony Group (FRA:39M), the current ROCE % is 34.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mony Group (FRA:39M) Overvalued in 2026?

Based on GuruFocus' analysis, Mony Group stock appears to be undervalued. The current stock price of €2.02 is trading 19.5% below its estimated GF Value™ of €2.51. GuruFocus considers Mony Group to be Modestly Undervalued.

Key valuation signals for FRA:39M:

  • ROCE %: 34.97%
  • GF Value™: €2.51 vs. price of €2.02 (19.5% below fair value)
  • GF Score™: 84/100 with 1 warning sign
  • Industry Position: 1010.2% above the Interactive Media median

No single metric tells the full story. See the FRA:39M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mony Group Business Description

Other Exchanges MONYl:UKMONY:UK
Address Saint David\'s Park, Money Group House, Ewloe, Deeside, GBR, CH5 3UZ
Mony Group PLC operates a tech-led savings platform, driven by the purpose of helping households save money. Its comparison sites include MoneySuperMarket, TravelSuperMarket, and Icelolly making it easy to find deals and save money on household bills and financial products, from car, pet, travel, and home insurance to credit cards, loans, savings, pensions, mortgages, bank accounts, holidays, car hire, broadband and TV packages.
84GF Score

Get the complete analysis for FRA:39M

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.02
Price
€2.51
GF Value