Mony Group (FRA:39M) FCF Margin %: 26.92% (As of Dec. 2025) — 14% Above Median


FRA:39M Mony Group PLC FRA:39M
84 GF Score
Price €2.02
GF Value €2.51
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Mony Group FCF Margin %?

Mony Group FRA:39M +1.51% 84 FCF Margin % is 26.92% as of Dec. 2025, which is 14% above its 10-year median of 23.55. GuruFocus rates FRA:39M with a GF Score™ of 84/100 and a GF Value™ of €2.51 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 551 Interactive Media companies, Mony Group ranks better than 83.85% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Mony Group's Free Cash Flow for the six months ended in Dec. 2025 was €68.0 Mil. Mony Group's Revenue for the six months ended in Dec. 2025 was €252.7 Mil. Therefore, Mony Group's FCF Margin % for the quarter that ended in Dec. 2025 was 26.92%.

As of today, Mony Group's current FCF Yield % is 10.39%.

The historical rank and industry rank for Mony Group's FCF Margin % or its related term are showing as below:

FRA:39M' s FCF Margin % Range Over the Past 10 Years
Min: 17.65   Med: 23.55   Max: 26.33
Current: 21.91


During the past 13 years, the highest FCF Margin % of Mony Group was 26.33%. The lowest was 17.65%. And the median was 23.55%.

FRA:39M's FCF Margin % is ranked better than
83.85% of 551 companies
in the Interactive Media industry
Industry Median: 3.96 vs FRA:39M: 21.91


Mony Group FCF Margin % Related Terms


Mony Group FCF Margin % Historical Data

* Premium members only.

The historical data trend for Mony Group's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mony Group FCF Margin % Chart

Mony Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.65 23.99 21.11 23.11 21.98

Mony Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.70 20.89 25.41 17.13 26.92

FRA:39M vs GOOGL, META, SPOT: FCF Margin % Comparison

For the Internet Content & Information subindustry, Mony Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mony Group FCF Margin % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Mony Group's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Mony Group's FCF Margin % falls into.


FRA:39M
84GF Score
Mony Group PLC FRA:39M
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mony Group FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Mony Group's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=112.152/510.228
=21.98 %

Mony Group's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=68.022/252.656
=26.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 26.92% mean?
Mony Group (FRA:39M) has a FCF Margin % of 26.92% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mony Group and its competitors. This is 14% above median its historical median of 23.55. Over the past decade, Mony Group's FCF Margin % has ranged from 17.65 to 26.33. According to the industry distribution chart, Mony Group ranks #89 out of 551 companies in the Interactive Media industry, placing it in the top 16.2%.
Is Mony Group's FCF Margin % too high?
Mony Group's current FCF Margin % of 26.92% is 14% above median its 10-year median of 23.55. Over the past 10 years, this metric has ranged from a low of 17.65 to a high of 26.33. The Interactive Media industry median FCF Margin % is 3.96. Mony Group's value of 26.92% is 579.8% above this industry median. Based on the distribution chart, Mony Group ranks #89 out of 551 companies in the Interactive Media industry, which is in the top quartile — a strong position relative to peers. Overall, Mony Group has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mony Group's FCF Margin % compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Mony Group ranks #89 out of 551 companies for FCF Margin %. This places Mony Group in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 3.96. Mony Group's value of 26.92% is 579.8% above this benchmark. Historically, Mony Group's own FCF Margin % has ranged from 17.65 to 26.33 over the past decade. While the company's 10-year median is 23.55 vs. the industry median of 3.96, Mony Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Interactive Media company?
The median FCF Margin % among Interactive Media companies is 3.96, based on 551 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mony Group's current FCF Margin % of 26.92% is 579.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mony Group and its competitors. For the Interactive Media industry, the median FCF Margin % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mony Group's current FCF Margin % is 26.92%, which is 14% above median its own 10-year median of 23.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mony Group stock overvalued right now?
Based on GuruFocus' analysis, Mony Group (FRA:39M) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.51, compared to a current price of €2.02 — trading 19.5% below its estimated fair value. The current FCF Margin % is 26.92%, which is 14% above median its 10-year median of 23.55 and 579.8% above the Interactive Media industry median of 3.96. Mony Group's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Mony Group (FRA:39M), the current FCF Margin % is 26.92% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mony Group (FRA:39M) Overvalued in 2026?

Based on GuruFocus' analysis, Mony Group stock appears to be undervalued. The current stock price of €2.02 is trading 19.5% below its estimated GF Value™ of €2.51. GuruFocus considers Mony Group to be Modestly Undervalued.

Key valuation signals for FRA:39M:

  • FCF Margin %: 26.92% (14% above median its 10-year median of 23.55)
  • GF Value™: €2.51 vs. price of €2.02 (19.5% below fair value)
  • GF Score™: 84/100 with 1 warning sign
  • Industry Position: 579.8% above the Interactive Media median (#89 of 551)

No single metric tells the full story. See the FRA:39M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mony Group Business Description

Other Exchanges MONYl:UKMONY:UK
Address Saint David\'s Park, Money Group House, Ewloe, Deeside, GBR, CH5 3UZ
Mony Group PLC operates a tech-led savings platform, driven by the purpose of helping households save money. Its comparison sites include MoneySuperMarket, TravelSuperMarket, and Icelolly making it easy to find deals and save money on household bills and financial products, from car, pet, travel, and home insurance to credit cards, loans, savings, pensions, mortgages, bank accounts, holidays, car hire, broadband and TV packages.
84GF Score

Get the complete analysis for FRA:39M

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.02
Price
€2.51
GF Value