Grupo Financiero BanorteB de CV (FRA:4FN) EV-to-FCF: 28.11 (As of Jul. 14, 2026) — 253% Above Median

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FRA:4FN Grupo Financiero Banorte SAB de CV FRA:4FN
78 GF Score
Price €9.40
GF Value €7.54
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Grupo Financiero BanorteB de CV EV-to-FCF?

Grupo Financiero BanorteB de CV FRA:4FN +3.87% 78 EV-to-FCF is 28.11 as of Jul. 14, 2026, which is 253% above its 10-year median of 7.97. GuruFocus rates FRA:4FN with a GF Score™ of 78/100 and a GF Value™ of €7.54 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,199 Banks companies, Grupo Financiero BanorteB de CV ranks worse than 87.16% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Grupo Financiero BanorteB de CV's Enterprise Value is €28,531 Mil. Grupo Financiero BanorteB de CV's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €1,015 Mil. Therefore, Grupo Financiero BanorteB de CV's EV-to-FCF for today is 28.11.

The historical rank and industry rank for Grupo Financiero BanorteB de CV's EV-to-FCF or its related term are showing as below:

FRA:4FN' s EV-to-FCF Range Over the Past 10 Years
Min: -500.92   Med: 7.97   Max: 163.84
Current: 26.58

During the past 13 years, the highest EV-to-FCF of Grupo Financiero BanorteB de CV was 163.84. The lowest was -500.92. And the median was 7.97.

FRA:4FN's EV-to-FCF is ranked worse than
87.16% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs FRA:4FN: 26.58

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Grupo Financiero BanorteB de CV's stock price is €9.40. Grupo Financiero BanorteB de CV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.968. Therefore, Grupo Financiero BanorteB de CV's PE Ratio (TTM) for today is 9.71.


Grupo Financiero BanorteB de CV  (FRA:4FN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Grupo Financiero BanorteB de CV's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9.40/0.968
=9.71

Grupo Financiero BanorteB de CV's share price for today is €9.40.
Grupo Financiero BanorteB de CV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.968.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Grupo Financiero BanorteB de CV EV-to-FCF Related Terms


Grupo Financiero BanorteB de CV EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Grupo Financiero BanorteB de CV's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero BanorteB de CV EV-to-FCF Chart

Grupo Financiero BanorteB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.77 6.55 12.22 19.25 7.39

Grupo Financiero BanorteB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.74 10.19 24.80 7.39 28.09

FRA:4FN vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Grupo Financiero BanorteB de CV's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero BanorteB de CV EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero BanorteB de CV's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Grupo Financiero BanorteB de CV's EV-to-FCF falls into.


FRA:4FN
78GF Score
Grupo Financiero Banorte SAB de CV FRA:4FN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero BanorteB de CV EV-to-FCF Calculation

Grupo Financiero BanorteB de CV's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=28530.701/1014.888
=28.11

Grupo Financiero BanorteB de CV's current Enterprise Value is €28,531 Mil.
Grupo Financiero BanorteB de CV's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,015 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 28.11 mean?
Grupo Financiero BanorteB de CV (FRA:4FN) has a EV-to-FCF of 28.11 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Financiero BanorteB de CV and its competitors. This is 253% above median its historical median of 7.97. According to the industry distribution chart, Grupo Financiero BanorteB de CV ranks #1045 out of 1199 companies in the Banks industry, placing it in the top 87.2%.
Is Grupo Financiero BanorteB de CV's EV-to-FCF too high?
Grupo Financiero BanorteB de CV's current EV-to-FCF of 28.11 is 253% above median its 10-year median of 7.97. The Banks industry median EV-to-FCF is 6.57. Grupo Financiero BanorteB de CV's value of 28.11 is 327.9% above this industry median. Based on the distribution chart, Grupo Financiero BanorteB de CV ranks #1045 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Financiero BanorteB de CV has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero BanorteB de CV's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero BanorteB de CV ranks #1045 out of 1199 companies for EV-to-FCF. This places Grupo Financiero BanorteB de CV in the lower half of its industry. The industry median EV-to-FCF is 6.57. Grupo Financiero BanorteB de CV's value of 28.11 is 327.9% above this benchmark. While the company's 10-year median is 7.97 vs. the industry median of 6.57, Grupo Financiero BanorteB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero BanorteB de CV's current EV-to-FCF of 28.11 is 327.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Financiero BanorteB de CV and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero BanorteB de CV's current EV-to-FCF is 28.11, which is 253% above median its own 10-year median of 7.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero BanorteB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV (FRA:4FN) is currently considered Modestly Overvalued. The stock's GF Value™ is €7.54, compared to a current price of €9.40 — trading 24.7% above its estimated fair value. The current EV-to-FCF is 28.11, which is 253% above median its 10-year median of 7.97 and 327.9% above the Banks industry median of 6.57. Grupo Financiero BanorteB de CV's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Grupo Financiero BanorteB de CV (FRA:4FN), the current EV-to-FCF is 28.11 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero BanorteB de CV (FRA:4FN) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV stock appears to be overvalued. The current stock price of €9.40 is trading 24.7% above its estimated GF Value™ of €7.54. GuruFocus considers Grupo Financiero BanorteB de CV to be Modestly Overvalued.

Key valuation signals for FRA:4FN:

  • EV-to-FCF: 28.11 (253% above median its 10-year median of 7.97)
  • GF Value™: €7.54 vs. price of €9.40 (24.7% above fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 327.9% above the Banks median (#1045 of 1199)

No single metric tells the full story. See the FRA:4FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero BanorteB de CV Business Description

Address Avenue Prolongacion Reforma 1230, Col. Cruz Manca Santa Fe, Delegacion Cuajimalpa, Mexico, MEX, MEX, 05349
Grupo Financiero Banorte SAB de CV main activity are the execution of financial operations such as the provision of services of commercial banking, brokerage, leasing, financial factoring, warehousing services in general, pensions, life and damage insurance, as well as disposal, management, collection and negotiation, in any form, with credit rights. Its business segments are Retail Banking, SME Banking, Wholesale Banking, Middle-market and Corporate Banking, Transactional Banking, Government Banking, International Banking, etc.
78GF Score

Get the complete analysis for FRA:4FN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.40
Price
€7.54
GF Value