Grupo Financiero BanorteB de CV (FRA:4FN) Moat Score: 6/10 (As of Jun. 30, 2026)


FRA:4FN Grupo Financiero Banorte SAB de CV FRA:4FN
79 GF Score
Price €9.00
GF Value €8.29
Valuation Fairly Valued
! 4 Warning Signs
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What is Grupo Financiero BanorteB de CV Moat Score?

Grupo Financiero BanorteB de CV FRA:4FN -1.10% 79 Moat Score is 6 as of Jun. 30, 2026. GuruFocus rates FRA:4FN with a GF Score™ of 79/100 and a GF Value™ of €8.29 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,613 Banks companies, Grupo Financiero BanorteB de CV ranks better than 97.83% on this metric.

Grupo Financiero BanorteB de CV has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Grupo Financiero BanorteB de CV has Narrow Moat: Grupo Financiero Banorte has a strong narrow moat due to its significant market share in Mexico, brand strength, and regulatory barriers. However, it faces competition from other large financial institutions, preventing a wide moat classification.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Grupo Financiero BanorteB de CV might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Grupo Financiero BanorteB de CV  (FRA:4FN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Grupo Financiero BanorteB de CV Moat Score Related Terms

FRA:4FN vs PNC, USB: Moat Score Comparison

For the Banks - Regional subindustry, Grupo Financiero BanorteB de CV's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grupo Financiero BanorteB de CV Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero BanorteB de CV's Moat Score distribution charts can be found below:

* The bar in red indicates where Grupo Financiero BanorteB de CV's Moat Score falls into.


FRA:4FN
79GF Score
Grupo Financiero Banorte SAB de CV FRA:4FN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Grupo Financiero BanorteB de CV (FRA:4FN) has a Moat Score of 6 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Grupo Financiero BanorteB de CV ranks #35 out of 1613 companies in the Banks industry, placing it in the top 2.2%.
Is Grupo Financiero BanorteB de CV's Moat Score too high?
Grupo Financiero BanorteB de CV's current Moat Score is 6. Based on the distribution chart, Grupo Financiero BanorteB de CV ranks #35 out of 1613 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero BanorteB de CV has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero BanorteB de CV's Moat Score compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero BanorteB de CV ranks #35 out of 1613 companies for Moat Score. This places Grupo Financiero BanorteB de CV in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Grupo Financiero BanorteB de CV's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero BanorteB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV (FRA:4FN) is currently considered Fairly Valued. The stock's GF Value™ is €8.29, compared to a current price of €9.00 — trading 8.6% above its estimated fair value. The current Moat Score is 6. Grupo Financiero BanorteB de CV's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Grupo Financiero BanorteB de CV (FRA:4FN), the current Moat Score is 6 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero BanorteB de CV (FRA:4FN) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV stock appears to be overvalued. The current stock price of €9.00 is trading 8.6% above its estimated GF Value™ of €8.29. GuruFocus considers Grupo Financiero BanorteB de CV to be Fairly Valued.

Key valuation signals for FRA:4FN:

  • Moat Score: 6
  • GF Value™: €8.29 vs. price of €9.00 (8.6% above fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the FRA:4FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Financiero BanorteB de CV Business Description

Address Avenue Prolongacion Reforma 1230, Col. Cruz Manca Santa Fe, Delegacion Cuajimalpa, Mexico, MEX, MEX, 05349
Grupo Financiero Banorte SAB de CV main activity are the execution of financial operations such as the provision of services of commercial banking, brokerage, leasing, financial factoring, warehousing services in general, pensions, life and damage insurance, as well as disposal, management, collection and negotiation, in any form, with credit rights. Its business segments are Retail Banking, SME Banking, Wholesale Banking, Middle-market and Corporate Banking, Transactional Banking, Government Banking, International Banking, etc.
79GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.00
Price
€8.29
GF Value