Grupo Financiero BanorteB de CVFRA:4FN -4.74%78 Return-on-Tangible-Asset is 2.41% as of Mar. 2026, which is 7% above its 10-year median of 2.26. GuruFocus rates FRA:4FN with a GF Score™ of 78/100 and a GF Value™ of €7.56 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,532 Banks companies, Grupo Financiero BanorteB de CV ranks better than 91.58% on this metric.
The historical rank and industry rank for Grupo Financiero BanorteB de CV's Return-on-Tangible-Asset or its related term are showing as below:
FRA:4FN'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.6 Med: 2.26 Max: 2.46
Current: 2.34
During the past 13 years, Grupo Financiero BanorteB de CV's highest Return-on-Tangible-Asset was 2.46%. The lowest was 1.60%. And the median was 2.26%.
FRA:4FN's Return-on-Tangible-Asset is ranked better than 91.58% of 1532
companies
in the Banks industry
Industry Median: 0.99
vs FRA:4FN: 2.34
Grupo Financiero BanorteB de CV (FRA:4FN) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Grupo Financiero BanorteB de CV Return-on-Tangible-Asset Related Terms
Grupo Financiero BanorteB de CV Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Financiero BanorteB de CV Return-on-Tangible-Asset Chart
FRA:4FN vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Grupo Financiero BanorteB de CV's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero BanorteB de CV Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero BanorteB de CV's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Grupo Financiero BanorteB de CV's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.41% mean?
Grupo Financiero BanorteB de CV (FRA:4FN) has a Return-on-Tangible-Asset of 2.41% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Grupo Financiero BanorteB de CV and its competitors. This is near median its historical median of 2.26. Over the past decade, Grupo Financiero BanorteB de CV's Return-on-Tangible-Asset has ranged from 1.60 to 2.46. According to the industry distribution chart, Grupo Financiero BanorteB de CV ranks #129 out of 1532 companies in the Banks industry, placing it in the top 8.4%.
Is Grupo Financiero BanorteB de CV's Return-on-Tangible-Asset too high?
Grupo Financiero BanorteB de CV's current Return-on-Tangible-Asset of 2.41% is near median its 10-year median of 2.26. Over the past 10 years, this metric has ranged from a low of 1.60 to a high of 2.46. The Banks industry median Return-on-Tangible-Asset is 0.99. Grupo Financiero BanorteB de CV's value of 2.41% is 143.4% above this industry median. Based on the distribution chart, Grupo Financiero BanorteB de CV ranks #129 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero BanorteB de CV has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero BanorteB de CV's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero BanorteB de CV ranks #129 out of 1532 companies for Return-on-Tangible-Asset. This places Grupo Financiero BanorteB de CV in the top 8% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. Grupo Financiero BanorteB de CV's value of 2.41% is 143.4% above this benchmark. Historically, Grupo Financiero BanorteB de CV's own Return-on-Tangible-Asset has ranged from 1.60 to 2.46 over the past decade. While the company's 10-year median is 2.26 vs. the industry median of 0.99, Grupo Financiero BanorteB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero BanorteB de CV's current Return-on-Tangible-Asset of 2.41% is 143.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Grupo Financiero BanorteB de CV and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero BanorteB de CV's current Return-on-Tangible-Asset is 2.41%, which is near median its own 10-year median of 2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero BanorteB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV (FRA:4FN) is currently considered Modestly Overvalued. The stock's GF Value™ is €7.56, compared to a current price of €9.05 — trading 19.7% above its estimated fair value. The current Return-on-Tangible-Asset is 2.41%, which is near median its 10-year median of 2.26 and 143.4% above the Banks industry median of 0.99. Grupo Financiero BanorteB de CV's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Grupo Financiero BanorteB de CV (FRA:4FN), the current Return-on-Tangible-Asset is 2.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero BanorteB de CV (FRA:4FN) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV stock appears to be overvalued.
The current stock price of €9.05 is trading 19.7% above its estimated GF Value™ of €7.56.
GuruFocus considers Grupo Financiero BanorteB de CV to be Modestly Overvalued.
Key valuation signals for FRA:4FN:
Return-on-Tangible-Asset: 2.41% (near median its 10-year median of 2.26)
GF Value™: €7.56 vs. price of €9.05 (19.7% above fair value)
Industry Position: 143.4% above the Banks median (#129 of 1532)
No single metric tells the full story. See the FRA:4FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero BanorteB de CV Business Description
Grupo Financiero Banorte SAB de CV main activity are the execution of financial operations such as the provision of services of commercial banking, brokerage, leasing, financial factoring, warehousing services in general, pensions, life and damage insurance, as well as disposal, management, collection and negotiation, in any form, with credit rights. Its business segments are Retail Banking, SME Banking, Wholesale Banking, Middle-market and Corporate Banking, Transactional Banking, Government Banking, International Banking, etc.
78GF Score
Get the complete analysis for FRA:4FN
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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