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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, CB First Investment Bank AD's Enterprise Value is €412.0 Mil.
CB First Investment Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €839.2 Mil. Therefore, CB First Investment Bank AD's EV-to-FCF for today is 0.49.
The historical rank and industry rank for CB First Investment Bank AD's EV-to-FCF or its related term are showing as below:
FRA:834'
s EV-to-FCF Range Over the Past 10 Years
Min: -29.92 Med: -0.56 Max: 109.44
Current: 0.49
During the past 13 years, the highest EV-to-FCF of CB First Investment Bank AD was 109.44. The lowest was -29.92. And the median was -0.56.
FRA:834's EV-to-FCF is ranked better than 82.15% of 1182
companies
in the Banks industry
Industry Median: 7.01
vs FRA:834: 0.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CB First Investment Bank AD (FRA:834) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CB First Investment Bank AD's PE Ratio (TTM) for today is calculated as:
CB First Investment Bank AD's share price for today is €3.62.
CB First Investment Bank AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.712.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CB First Investment Bank AD EV-to-FCF Related Terms
CB First Investment Bank AD EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CB First Investment Bank AD's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB First Investment Bank AD EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, CB First Investment Bank AD's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where CB First Investment Bank AD's EV-to-FCF falls into.
CB First Investment Bank AD's current Enterprise Value is €412.0 Mil.
CB First Investment Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €839.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB First Investment Bank AD (FRA:834) has a EV-to-FCF of 0.49 as of Aug. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CB First Investment Bank AD and its competitors. According to the industry distribution chart, CB First Investment Bank AD ranks #211 out of 1182 companies in the Banks industry, placing it in the top 17.9%.
Is CB First Investment Bank AD's EV-to-FCF too high?
CB First Investment Bank AD's current EV-to-FCF is 0.49. The Banks industry median EV-to-FCF is 7.01. CB First Investment Bank AD's value of 0.49 is 93% below this industry median. Based on the distribution chart, CB First Investment Bank AD ranks #211 out of 1182 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB First Investment Bank AD has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB First Investment Bank AD's EV-to-FCF compare to USB and PNC?
According to the Banks industry distribution chart, CB First Investment Bank AD ranks #211 out of 1182 companies for EV-to-FCF. This places CB First Investment Bank AD in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.01. CB First Investment Bank AD's value of 0.49 is 93% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.01, based on 1,182 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB First Investment Bank AD's current EV-to-FCF of 0.49 is 93% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CB First Investment Bank AD and its competitors. For the Banks industry, the median EV-to-FCF is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB First Investment Bank AD's current EV-to-FCF is 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB First Investment Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB First Investment Bank AD (FRA:834) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.57, compared to a current price of €3.62 — trading 20.8% below its estimated fair value. The current EV-to-FCF is 0.49 and 93% below the Banks industry median of 7.01. CB First Investment Bank AD's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For CB First Investment Bank AD (FRA:834), the current EV-to-FCF is 0.49 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB First Investment Bank AD (FRA:834) Overvalued in 2026?
Based on GuruFocus' analysis, CB First Investment Bank AD stock appears to be undervalued.
The current stock price of €3.62 is trading 20.8% below its estimated GF Value™ of €4.57.
GuruFocus considers CB First Investment Bank AD to be Modestly Undervalued.
Key valuation signals for FRA:834:
EV-to-FCF: 0.49
GF Value™: €4.57 vs. price of €3.62 (20.8% below fair value)
Industry Position: 93% below the Banks median (#211 of 1182)
No single metric tells the full story. See the FRA:834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB First Investment Bank AD provides banking services. The company provides Retail banking; Microlending; SME banking; Corporate banking; Card payments; Digital banking; Trade financing; International payments; Corporate lending, and others. Geographically the group operates principally in Bulgaria but also has operations in Cyprus and Albania.
67GF Score
Get the complete analysis for FRA:834
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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