CB First Investment Bank AD (FRA:834) Margin of Safety % (DCF Dividends Based): N/A (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:834 CB First Investment Bank AD FRA:834
63 GF Score
Price €3.22
GF Value €4.57
Valuation Significantly Undervalued
! 4 Warning Signs
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What is CB First Investment Bank AD Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

CB First Investment Bank AD's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

FRA:834 vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, CB First Investment Bank AD's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CB First Investment Bank AD Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, CB First Investment Bank AD's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where CB First Investment Bank AD's Margin of Safety % (DCF Dividends Based) falls into.


FRA:834
63GF Score
CB First Investment Bank AD FRA:834
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CB First Investment Bank AD (FRA:834) Overvalued in 2026?

Based on GuruFocus' analysis, CB First Investment Bank AD stock appears to be undervalued. The current stock price of €3.22 is trading 29.5% below its estimated GF Value™ of €4.57. GuruFocus considers CB First Investment Bank AD to be Significantly Undervalued.

Key valuation signals for FRA:834:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: €4.57 vs. price of €3.22 (29.5% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB First Investment Bank AD Business Description

Other Exchanges FIB:Bulgaria
Address 111P, Tsarigradsko shose Boulevard, Sofia 1784, Sofia, BGR, 1797
CB First Investment Bank AD provides banking services. The company provides Retail banking; Microlending; SME banking; Corporate banking; Card payments; Digital banking; Trade financing; International payments; Corporate lending, and others. Geographically the group operates principally in Bulgaria but also has operations in Cyprus and Albania.
63GF Score

Get the complete analysis for FRA:834

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.22
Price
€4.57
GF Value