CB First Investment Bank AD (FRA:834) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:834 CB First Investment Bank AD FRA:834
63 GF Score
Price €3.14
GF Value €4.56
Valuation Significantly Undervalued
! 4 Warning Signs
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What is CB First Investment Bank AD Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

CB First Investment Bank AD Quality Rank Related Terms

FRA:834
63GF Score
CB First Investment Bank AD FRA:834
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is CB First Investment Bank AD (FRA:834) Overvalued in 2026?

Based on GuruFocus' analysis, CB First Investment Bank AD stock appears to be undervalued. The current stock price of €3.14 is trading 31.1% below its estimated GF Value™ of €4.56. GuruFocus considers CB First Investment Bank AD to be Significantly Undervalued.

Key valuation signals for FRA:834:

  • Quality Rank:
  • GF Value™: €4.56 vs. price of €3.14 (31.1% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB First Investment Bank AD Business Description

Other Exchanges FIB:Bulgaria
Address 111P, Tsarigradsko shose Boulevard, Sofia 1784, Sofia, BGR, 1797
CB First Investment Bank AD provides banking services. The company provides Retail banking; Microlending; SME banking; Corporate banking; Card payments; Digital banking; Trade financing; International payments; Corporate lending, and others. Geographically the group operates principally in Bulgaria but also has operations in Cyprus and Albania.
63GF Score

Get the complete analysis for FRA:834

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.14
Price
€4.56
GF Value