GBank Financial HoldingsFRA:8AE +2.24%47 EV-to-FCF is 88.96 as of Jul. 06, 2026, which is 341% above its 10-year median of 20.18. GuruFocus rates FRA:8AE with a GF Score™ of 47/100 and a GF Value™ of €23.60 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,196 Banks companies, GBank Financial Holdings ranks worse than 95.9% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, GBank Financial Holdings's Enterprise Value is €340.98 Mil.
GBank Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €3.83 Mil. Therefore, GBank Financial Holdings's EV-to-FCF for today is 88.96.
The historical rank and industry rank for GBank Financial Holdings's EV-to-FCF or its related term are showing as below:
FRA:8AE'
s EV-to-FCF Range Over the Past 10 Years
Min: -32.91 Med: 20.18 Max: 368.74
Current: 85.15
During the past 9 years, the highest EV-to-FCF of GBank Financial Holdings was 368.74. The lowest was -32.91. And the median was 20.18.
FRA:8AE's EV-to-FCF is ranked worse than 95.9% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs FRA:8AE: 85.15
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
GBank Financial Holdings's PE Ratio (TTM) for today is calculated as:
GBank Financial Holdings's share price for today is €27.40.
GBank Financial Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.056.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
GBank Financial Holdings EV-to-FCF Related Terms
GBank Financial Holdings EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, GBank Financial Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GBank Financial Holdings EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, GBank Financial Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where GBank Financial Holdings's EV-to-FCF falls into.
GBank Financial Holdings's current Enterprise Value is €340.98 Mil.
GBank Financial Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.83 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GBank Financial Holdings (FRA:8AE) has a EV-to-FCF of 88.96 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on GBank Financial Holdings and its competitors. This is 341% above median its historical median of 20.18. According to the industry distribution chart, GBank Financial Holdings ranks #1147 out of 1196 companies in the Banks industry, placing it in the top 95.9%.
Is GBank Financial Holdings' EV-to-FCF too high?
GBank Financial Holdings' current EV-to-FCF of 88.96 is 341% above median its 10-year median of 20.18. The Banks industry median EV-to-FCF is 6.57. GBank Financial Holdings' value of 88.96 is 1255.1% above this industry median. Based on the distribution chart, GBank Financial Holdings ranks #1147 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, GBank Financial Holdings has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GBank Financial Holdings' EV-to-FCF compare to FRBA and CBAN?
According to the Banks industry distribution chart, GBank Financial Holdings ranks #1147 out of 1196 companies for EV-to-FCF. This places GBank Financial Holdings in the lower half of its industry. The industry median EV-to-FCF is 6.57. GBank Financial Holdings' value of 88.96 is 1255.1% above this benchmark. While the company's 10-year median is 20.18 vs. the industry median of 6.57, GBank Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GBank Financial Holdings's current EV-to-FCF of 88.96 is 1255.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on GBank Financial Holdings and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GBank Financial Holdings's current EV-to-FCF is 88.96, which is 341% above median its own 10-year median of 20.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GBank Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, GBank Financial Holdings (FRA:8AE) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.60, compared to a current price of €27.40 — trading 16.1% above its estimated fair value. The current EV-to-FCF is 88.96, which is 341% above median its 10-year median of 20.18 and 1255.1% above the Banks industry median of 6.57. GBank Financial Holdings' overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For GBank Financial Holdings (FRA:8AE), the current EV-to-FCF is 88.96 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GBank Financial Holdings (FRA:8AE) Overvalued in 2026?
Based on GuruFocus' analysis, GBank Financial Holdings stock appears to be overvalued.
The current stock price of €27.40 is trading 16.1% above its estimated GF Value™ of €23.60.
GuruFocus considers GBank Financial Holdings to be Modestly Overvalued.
Key valuation signals for FRA:8AE:
EV-to-FCF: 88.96 (341% above median its 10-year median of 20.18)
GF Value™: €23.60 vs. price of €27.40 (16.1% above fair value)
Industry Position: 1255.1% above the Banks median (#1147 of 1196)
No single metric tells the full story. See the FRA:8AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GBank Financial Holdings Inc, through its subsidiary, provides banking services to commercial and consumer customers. The Bank provides general commercial banking services with an emphasis on serving the needs of small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company is also actively expanding into Gaming, FinTech, and Payments solutions. It derives its revenue from interest on loans, interest on investments, various fees and service charges, loan servicing, and gains on loan sales at the Bank level. The Bank offers a full range of deposit and loan products for businesses including remote deposit capture, online banking, commercial real estate loans, commercial lines of credit, and government guaranteed loans.
47GF Score
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