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Columbia Banking SystemFRA:CM6 -0.69%51 EV-to-FCF is 10.96 as of Jul. 21, 2026, which is 5% above its 10-year median of 10.40. GuruFocus rates FRA:CM6 with a GF Score™ of 51/100 and a GF Value™ of €21.45 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,198 Banks companies, Columbia Banking System ranks worse than 63.69% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Columbia Banking System's Enterprise Value is €10,374 Mil.
Columbia Banking System's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €946 Mil. Therefore, Columbia Banking System's EV-to-FCF for today is 10.96.
The historical rank and industry rank for Columbia Banking System's EV-to-FCF or its related term are showing as below:
FRA:CM6'
s EV-to-FCF Range Over the Past 10 Years
Min: 2.68 Med: 10.4 Max: 18.34
Current: 10.73
During the past 13 years, the highest EV-to-FCF of Columbia Banking System was 18.34. The lowest was 2.68. And the median was 10.40.
FRA:CM6's EV-to-FCF is ranked worse than 63.69% of 1198
companies
in the Banks industry
Industry Median: 6.68
vs FRA:CM6: 10.73
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Columbia Banking System (FRA:CM6) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Columbia Banking System's PE Ratio (TTM) for today is calculated as:
Columbia Banking System's share price for today is €28.60.
Columbia Banking System's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.160.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Columbia Banking System's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Banking System EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Banking System's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Columbia Banking System's EV-to-FCF falls into.
Columbia Banking System's current Enterprise Value is €10,374 Mil.
Columbia Banking System's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €946 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Columbia Banking System (FRA:CM6) has a EV-to-FCF of 10.96 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Columbia Banking System and its competitors. This is near median its historical median of 10.40. Over the past decade, Columbia Banking System's EV-to-FCF has ranged from 2.68 to 18.34. According to the industry distribution chart, Columbia Banking System ranks #763 out of 1198 companies in the Banks industry, placing it in the top 63.7%.
Is Columbia Banking System's EV-to-FCF too high?
Columbia Banking System's current EV-to-FCF of 10.96 is near median its 10-year median of 10.40. Over the past 10 years, this metric has ranged from a low of 2.68 to a high of 18.34. The Banks industry median EV-to-FCF is 6.68. Columbia Banking System's value of 10.96 is 64.1% above this industry median. Based on the distribution chart, Columbia Banking System ranks #763 out of 1198 companies in the Banks industry, which is below the industry midpoint. Overall, Columbia Banking System has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Banking System's EV-to-FCF compare to WAL and CFR?
According to the Banks industry distribution chart, Columbia Banking System ranks #763 out of 1198 companies for EV-to-FCF. This places Columbia Banking System in the lower half of its industry. The industry median EV-to-FCF is 6.68. Columbia Banking System's value of 10.96 is 64.1% above this benchmark. Historically, Columbia Banking System's own EV-to-FCF has ranged from 2.68 to 18.34 over the past decade. While the company's 10-year median is 10.40 vs. the industry median of 6.68, Columbia Banking System has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Banking System's current EV-to-FCF of 10.96 is 64.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Columbia Banking System and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Banking System's current EV-to-FCF is 10.96, which is near median its own 10-year median of 10.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Banking System stock overvalued right now?
Based on GuruFocus' analysis, Columbia Banking System (FRA:CM6) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.45, compared to a current price of €28.60 — trading 33.3% above its estimated fair value. The current EV-to-FCF is 10.96, which is near median its 10-year median of 10.40 and 64.1% above the Banks industry median of 6.68. Columbia Banking System's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Columbia Banking System (FRA:CM6), the current EV-to-FCF is 10.96 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Banking System (FRA:CM6) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Banking System stock appears to be overvalued.
The current stock price of €28.60 is trading 33.3% above its estimated GF Value™ of €21.45.
GuruFocus considers Columbia Banking System to be Significantly Overvalued.
Key valuation signals for FRA:CM6:
EV-to-FCF: 10.96 (near median its 10-year median of 10.40)
GF Value™: €21.45 vs. price of €28.60 (33.3% above fair value)
Industry Position: 64.1% above the Banks median (#763 of 1198)
No single metric tells the full story. See the FRA:CM6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.
51GF Score
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