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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sunshine Insurance Group Co's Enterprise Value is €5,654 Mil.
Sunshine Insurance Group Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €7,706 Mil. Therefore, Sunshine Insurance Group Co's EV-to-FCF for today is 0.73.
The historical rank and industry rank for Sunshine Insurance Group Co's EV-to-FCF or its related term are showing as below:
FRA:E57'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.73 Med: 1.57 Max: 2.93
Current: 0.74
During the past 7 years, the highest EV-to-FCF of Sunshine Insurance Group Co was 2.93. The lowest was 0.73. And the median was 1.57.
FRA:E57's EV-to-FCF is ranked better than 94.06% of 387
companies
in the Insurance industry
Industry Median: 9.22
vs FRA:E57: 0.74
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sunshine Insurance Group Co (FRA:E57) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sunshine Insurance Group Co's PE Ratio (TTM) for today is calculated as:
Sunshine Insurance Group Co's share price for today is €0.356.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.067.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sunshine Insurance Group Co EV-to-FCF Related Terms
Sunshine Insurance Group Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Sunshine Insurance Group Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunshine Insurance Group Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sunshine Insurance Group Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sunshine Insurance Group Co's EV-to-FCF falls into.
Sunshine Insurance Group Co's current Enterprise Value is €5,654 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €7,706 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sunshine Insurance Group Co (FRA:E57) has a EV-to-FCF of 0.73 as of Aug. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sunshine Insurance Group Co and its competitors. This is 54% below median its historical median of 1.57. Over the past decade, Sunshine Insurance Group Co's EV-to-FCF has ranged from 0.73 to 2.93. According to the industry distribution chart, Sunshine Insurance Group Co ranks #23 out of 387 companies in the Insurance industry, placing it in the top 5.9%.
Is Sunshine Insurance Group Co's EV-to-FCF too high?
Sunshine Insurance Group Co's current EV-to-FCF of 0.73 is 54% below median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 2.93. The Insurance industry median EV-to-FCF is 9.22. Sunshine Insurance Group Co's value of 0.73 is 92.1% below this industry median. Based on the distribution chart, Sunshine Insurance Group Co ranks #23 out of 387 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sunshine Insurance Group Co has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Sunshine Insurance Group Co's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Sunshine Insurance Group Co ranks #23 out of 387 companies for EV-to-FCF. This places Sunshine Insurance Group Co in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.22. Sunshine Insurance Group Co's value of 0.73 is 92.1% below this benchmark. Historically, Sunshine Insurance Group Co's own EV-to-FCF has ranged from 0.73 to 2.93 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 9.22, Sunshine Insurance Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.22, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunshine Insurance Group Co's current EV-to-FCF of 0.73 is 92.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sunshine Insurance Group Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunshine Insurance Group Co's current EV-to-FCF is 0.73, which is 54% below median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunshine Insurance Group Co stock overvalued right now?
Sunshine Insurance Group Co (FRA:E57) has a current EV-to-FCF of 0.73. The stock's GF Value™ is €0.40, compared to a current price of €0.36 — trading 11% below its estimated fair value. The current EV-to-FCF is 0.73, which is 54% below median its 10-year median of 1.57 and 92.1% below the Insurance industry median of 9.22. Sunshine Insurance Group Co's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sunshine Insurance Group Co (FRA:E57), the current EV-to-FCF is 0.73 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunshine Insurance Group Co (FRA:E57) Overvalued in 2026?
Based on GuruFocus' analysis, Sunshine Insurance Group Co stock appears to be undervalued.
The current stock price of €0.36 is trading 11% below its estimated GF Value™ of €0.40.
Key valuation signals for FRA:E57:
EV-to-FCF: 0.73 (54% below median its 10-year median of 1.57)
GF Value™: €0.40 vs. price of €0.36 (11% below fair value)
Industry Position: 92.1% below the Insurance median (#23 of 387)
No single metric tells the full story. See the FRA:E57 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunshine Insurance Group Co Ltd is mainly engaged in the insurance business. The company has three operating segments; The life insurance segment offers a wide range of life insurance products mainly by Sunshine Life; The property and casualty insurance segment offers a wide range of property and casualty insurance products mainly by Sunshine P&C and Sunshine Surety, and Other business segment mainly provides corporation management and assets management services. It derives a majority of its revenue from the property and casualty insurance segment.
73GF Score
Get the complete analysis for FRA:E57
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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