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First BuseyFRA:FBYN 65 EV-to-FCF is 10.20 as of Aug. 22, 2026, which is 31% above its 10-year median of 7.78. GuruFocus rates FRA:FBYN with a GF Score™ of 65/100 and a GF Value™ of €22.18. The stock has 6 warning signs investors should review. Among 1,179 Banks companies, First Busey ranks worse than 61.41% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, First Busey's Enterprise Value is €1,827.2 Mil.
First Busey's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €179.1 Mil. Therefore, First Busey's EV-to-FCF for today is 10.20.
The historical rank and industry rank for First Busey's EV-to-FCF or its related term are showing as below:
FRA:FBYN'
s EV-to-FCF Range Over the Past 10 Years
Min: -75.2 Med: 7.78 Max: 17.79
Current: 10.24
During the past 13 years, the highest EV-to-FCF of First Busey was 17.79. The lowest was -75.20. And the median was 7.78.
FRA:FBYN's EV-to-FCF is ranked worse than 61.41% of 1179
companies
in the Banks industry
Industry Median: 7.02
vs FRA:FBYN: 10.24
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
First Busey's PE Ratio (TTM) for today is calculated as:
First Busey's share price for today is €25.00.
First Busey's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.081.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
First Busey EV-to-FCF Related Terms
First Busey EV-to-FCF Historical Data
* Premium members only.
The historical data trend for First Busey's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Busey's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Busey EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, First Busey's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where First Busey's EV-to-FCF falls into.
First Busey's current Enterprise Value is €1,827.2 Mil.
First Busey's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €179.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Busey (FRA:FBYN) has a EV-to-FCF of 10.20 as of Aug. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on First Busey and its competitors. This is 31% above median its historical median of 7.78. According to the industry distribution chart, First Busey ranks #724 out of 1179 companies in the Banks industry, placing it in the top 61.4%.
Is First Busey's EV-to-FCF too high?
First Busey's current EV-to-FCF of 10.20 is 31% above median its 10-year median of 7.78. The Banks industry median EV-to-FCF is 7.02. First Busey's value of 10.20 is 45.3% above this industry median. Based on the distribution chart, First Busey ranks #724 out of 1179 companies in the Banks industry, which is below the industry midpoint. Overall, First Busey has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does First Busey's EV-to-FCF compare to BBT and CUBI?
According to the Banks industry distribution chart, First Busey ranks #724 out of 1179 companies for EV-to-FCF. This places First Busey in the lower half of its industry. The industry median EV-to-FCF is 7.02. First Busey's value of 10.20 is 45.3% above this benchmark. While the company's 10-year median is 7.78 vs. the industry median of 7.02, First Busey has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.02, based on 1,179 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Busey's current EV-to-FCF of 10.20 is 45.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on First Busey and its competitors. For the Banks industry, the median EV-to-FCF is 7.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Busey's current EV-to-FCF is 10.20, which is 31% above median its own 10-year median of 7.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Busey stock overvalued right now?
First Busey (FRA:FBYN) has a current EV-to-FCF of 10.20. The stock's GF Value™ is €22.18, compared to a current price of €25.00 — trading 12.7% above its estimated fair value. The current EV-to-FCF is 10.20, which is 31% above median its 10-year median of 7.78 and 45.3% above the Banks industry median of 7.02. First Busey's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For First Busey (FRA:FBYN), the current EV-to-FCF is 10.20 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Busey (FRA:FBYN) Overvalued in 2026?
Based on GuruFocus' analysis, First Busey stock appears to be overvalued.
The current stock price of €25.00 is trading 12.7% above its estimated GF Value™ of €22.18.
Key valuation signals for FRA:FBYN:
EV-to-FCF: 10.20 (31% above median its 10-year median of 7.78)
GF Value™: €22.18 vs. price of €25.00 (12.7% above fair value)
Industry Position: 45.3% above the Banks median (#724 of 1179)
No single metric tells the full story. See the FRA:FBYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Busey Corporation is a financial holding company whose subsidiaries provide retail and commercial banking services, remittance processing, and offer financial products and services with banking centers in Illinois, Missouri, Florida, and Indiana. The company's operations are managed through three operating segments consisting of Banking, FirsTech, and Wealth Management. The banking segment generates a vast majority of its revenue.
65GF Score
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