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Glacier BancorpFRA:GLC +3.92%65 EV-to-FCF is 15.33 as of Aug. 01, 2026, which is 3% above its 10-year median of 14.83. GuruFocus rates FRA:GLC with a GF Score™ of 65/100 and a GF Value™ of €43.91 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,191 Banks companies, Glacier Bancorp ranks worse than 74.73% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Glacier Bancorp's Enterprise Value is €4,935 Mil.
Glacier Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €322 Mil. Therefore, Glacier Bancorp's EV-to-FCF for today is 15.33.
The historical rank and industry rank for Glacier Bancorp's EV-to-FCF or its related term are showing as below:
FRA:GLC'
s EV-to-FCF Range Over the Past 10 Years
Min: 9.47 Med: 14.83 Max: 33.47
Current: 15.16
During the past 13 years, the highest EV-to-FCF of Glacier Bancorp was 33.47. The lowest was 9.47. And the median was 14.83.
FRA:GLC's EV-to-FCF is ranked worse than 74.73% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs FRA:GLC: 15.16
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Glacier Bancorp's PE Ratio (TTM) for today is calculated as:
Glacier Bancorp's share price for today is €42.40.
Glacier Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.100.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Glacier Bancorp EV-to-FCF Related Terms
Glacier Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Glacier Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Glacier Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Glacier Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Glacier Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Glacier Bancorp's EV-to-FCF falls into.
Glacier Bancorp's current Enterprise Value is €4,935 Mil.
Glacier Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €322 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Glacier Bancorp (FRA:GLC) has a EV-to-FCF of 15.33 as of Aug. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Glacier Bancorp and its competitors. This is near median its historical median of 14.83. Over the past decade, Glacier Bancorp's EV-to-FCF has ranged from 9.47 to 33.47. According to the industry distribution chart, Glacier Bancorp ranks #890 out of 1191 companies in the Banks industry, placing it in the top 74.7%.
Is Glacier Bancorp's EV-to-FCF too high?
Glacier Bancorp's current EV-to-FCF of 15.33 is near median its 10-year median of 14.83. Over the past 10 years, this metric has ranged from a low of 9.47 to a high of 33.47. The Banks industry median EV-to-FCF is 7.15. Glacier Bancorp's value of 15.33 is 114.4% above this industry median. Based on the distribution chart, Glacier Bancorp ranks #890 out of 1191 companies in the Banks industry, which is below the industry midpoint. Overall, Glacier Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Glacier Bancorp's EV-to-FCF compare to UBSI and FNB?
According to the Banks industry distribution chart, Glacier Bancorp ranks #890 out of 1191 companies for EV-to-FCF. This places Glacier Bancorp in the lower half of its industry. The industry median EV-to-FCF is 7.15. Glacier Bancorp's value of 15.33 is 114.4% above this benchmark. Historically, Glacier Bancorp's own EV-to-FCF has ranged from 9.47 to 33.47 over the past decade. While the company's 10-year median is 14.83 vs. the industry median of 7.15, Glacier Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glacier Bancorp's current EV-to-FCF of 15.33 is 114.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Glacier Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glacier Bancorp's current EV-to-FCF is 15.33, which is near median its own 10-year median of 14.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glacier Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glacier Bancorp (FRA:GLC) is currently considered Fairly Valued. The stock's GF Value™ is €43.91, compared to a current price of €42.40 — trading 3.4% below its estimated fair value. The current EV-to-FCF is 15.33, which is near median its 10-year median of 14.83 and 114.4% above the Banks industry median of 7.15. Glacier Bancorp's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Glacier Bancorp (FRA:GLC), the current EV-to-FCF is 15.33 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Glacier Bancorp (FRA:GLC) Overvalued in 2026?
Based on GuruFocus' analysis, Glacier Bancorp stock appears to be undervalued.
The current stock price of €42.40 is trading 3.4% below its estimated GF Value™ of €43.91.
GuruFocus considers Glacier Bancorp to be Fairly Valued.
Key valuation signals for FRA:GLC:
EV-to-FCF: 15.33 (near median its 10-year median of 14.83)
GF Value™: €43.91 vs. price of €42.40 (3.4% below fair value)
Industry Position: 114.4% above the Banks median (#890 of 1191)
No single metric tells the full story. See the FRA:GLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Glacier Bancorp Inc is a regional bank holding company providing commercial banking services through its wholly owned bank subsidiary, Glacier Bank. The group provides a full range of banking services to individuals, small to medium-sized businesses, community organizations, and public entities from several locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. It offers various banking products and services, including: retail banking, business banking, real estate, commercial, agriculture, and consumer loans; and mortgage origination and loan servicing services, among others.
65GF Score
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