Great-West LifecoFRA:GWS -0.07%59 EV-to-FCF is 17.08 as of Jul. 01, 2026, which is 158% above its 10-year median of 6.61. GuruFocus rates FRA:GWS with a GF Score™ of 59/100 and a GF Value™ of €31.71 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 396 Insurance companies, Great-West Lifeco ranks worse than 73.74% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Great-West Lifeco's Enterprise Value is €53,383 Mil.
Great-West Lifeco's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €3,125 Mil. Therefore, Great-West Lifeco's EV-to-FCF for today is 17.08.
The historical rank and industry rank for Great-West Lifeco's EV-to-FCF or its related term are showing as below:
FRA:GWS'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.14 Med: 6.61 Max: 34.26
Current: 17.32
During the past 13 years, the highest EV-to-FCF of Great-West Lifeco was 34.26. The lowest was 3.14. And the median was 6.61.
FRA:GWS's EV-to-FCF is ranked worse than 73.74% of 396
companies
in the Insurance industry
Industry Median: 9.285
vs FRA:GWS: 17.32
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Great-West Lifeco's PE Ratio (TTM) for today is calculated as:
Great-West Lifeco's share price for today is €54.70.
Great-West Lifeco's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.911.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Great-West Lifeco EV-to-FCF Related Terms
Great-West Lifeco EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Great-West Lifeco's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Great-West Lifeco's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great-West Lifeco EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Great-West Lifeco's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Great-West Lifeco's EV-to-FCF falls into.
Great-West Lifeco's current Enterprise Value is €53,383 Mil.
Great-West Lifeco's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3,125 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great-West Lifeco (FRA:GWS) has a EV-to-FCF of 17.08 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Great-West Lifeco and its competitors. This is 158% above median its historical median of 6.61. Over the past decade, Great-West Lifeco's EV-to-FCF has ranged from 3.14 to 34.26. According to the industry distribution chart, Great-West Lifeco ranks #292 out of 396 companies in the Insurance industry, placing it in the top 73.7%.
Is Great-West Lifeco's EV-to-FCF too high?
Great-West Lifeco's current EV-to-FCF of 17.08 is 158% above median its 10-year median of 6.61. Over the past 10 years, this metric has ranged from a low of 3.14 to a high of 34.26. The Insurance industry median EV-to-FCF is 9.29. Great-West Lifeco's value of 17.08 is 84% above this industry median. Based on the distribution chart, Great-West Lifeco ranks #292 out of 396 companies in the Insurance industry, which is below the industry midpoint. Overall, Great-West Lifeco has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Great-West Lifeco ranks #292 out of 396 companies for EV-to-FCF. This places Great-West Lifeco in the lower half of its industry. The industry median EV-to-FCF is 9.29. Great-West Lifeco's value of 17.08 is 84% above this benchmark. Historically, Great-West Lifeco's own EV-to-FCF has ranged from 3.14 to 34.26 over the past decade. While the company's 10-year median is 6.61 vs. the industry median of 9.29, Great-West Lifeco has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.29, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great-West Lifeco's current EV-to-FCF of 17.08 is 84% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Great-West Lifeco and its competitors. For the Insurance industry, the median EV-to-FCF is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great-West Lifeco's current EV-to-FCF is 17.08, which is 158% above median its own 10-year median of 6.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Based on GuruFocus' analysis, Great-West Lifeco (FRA:GWS) is currently considered Significantly Overvalued. The stock's GF Value™ is €31.71, compared to a current price of €54.70 — trading 72.5% above its estimated fair value. The current EV-to-FCF is 17.08, which is 158% above median its 10-year median of 6.61 and 84% above the Insurance industry median of 9.29. Great-West Lifeco's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Great-West Lifeco (FRA:GWS), the current EV-to-FCF is 17.08 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great-West Lifeco (FRA:GWS) Overvalued in 2026?
Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued.
The current stock price of €54.70 is trading 72.5% above its estimated GF Value™ of €31.71.
GuruFocus considers Great-West Lifeco to be Significantly Overvalued.
Key valuation signals for FRA:GWS:
EV-to-FCF: 17.08 (158% above median its 10-year median of 6.61)
GF Value™: €31.71 vs. price of €54.70 (72.5% above fair value)
Industry Position: 84% above the Insurance median (#292 of 396)
No single metric tells the full story. See the FRA:GWS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
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