Great-West Lifeco (FRA:GWS) Financial Strength: 5 (As of Jun. 2026) — Near Median

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FRA:GWS Great-West Lifeco Inc FRA:GWS
53 GF Score
Price €56.96
GF Value €34.29
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Great-West Lifeco Financial Strength?

Great-West Lifeco FRA:GWS +1.24% 53 Financial Strength is 5 as of Jun. 2026, which is at its 10-year median of 5.00. GuruFocus rates FRA:GWS with a GF Score™ of 53/100 and a GF Value™ of €34.29 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Great-West Lifeco has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Great-West Lifeco's Interest Coverage for the quarter that ended in Jun. 2026 was 15.52. Great-West Lifeco's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.18. Altman Z-Score does not apply to banks and insurance companies.

Great-West Lifeco  (FRA:GWS) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Great-West Lifeco has the Financial Strength Rank of 5.

Great-West Lifeco Financial Strength Related Terms

FRA:GWS
53GF Score
Great-West Lifeco Inc FRA:GWS
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Great-West Lifeco Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Great-West Lifeco's Interest Expense for the months ended in Jun. 2026 was €-54 Mil. Its Operating Income for the months ended in Jun. 2026 was €0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €5,545 Mil.

Great-West Lifeco's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Great-West Lifeco's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 5544.834) / 31469.176
=0.18

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Great-West Lifeco (FRA:GWS) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Great-West Lifeco and its competitors. This is near median its historical median of 5.00. Over the past decade, Great-West Lifeco's Financial Strength has ranged from 3.00 to 6.00.
Is Great-West Lifeco's Financial Strength too high?
Great-West Lifeco's current Financial Strength of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Great-West Lifeco has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's Financial Strength compare to MET and AFL?
Great-West Lifeco's Financial Strength of 5 can be compared against companies in the Insurance industry. Historically, Great-West Lifeco's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Insurance company?
A good Financial Strength depends on the Insurance industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Great-West Lifeco and its competitors. Great-West Lifeco's current Financial Strength is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Based on GuruFocus' analysis, Great-West Lifeco (FRA:GWS) is currently considered Significantly Overvalued. The stock's GF Value™ is €34.29, compared to a current price of €56.96 — trading 66.1% above its estimated fair value. The current Financial Strength is 5, which is near median its 10-year median of 5.00. Great-West Lifeco's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Great-West Lifeco (FRA:GWS), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great-West Lifeco (FRA:GWS) Overvalued in 2026?

Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued. The current stock price of €56.96 is trading 66.1% above its estimated GF Value™ of €34.29. GuruFocus considers Great-West Lifeco to be Significantly Overvalued.

Key valuation signals for FRA:GWS:

  • Financial Strength: 5 (near median its 10-year median of 5.00)
  • GF Value™: €34.29 vs. price of €56.96 (66.1% above fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the FRA:GWS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Great-West Lifeco Business Description

Address 100 Osborne Street North, Winnipeg, MB, CAN, R3C 1V3
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
53GF Score

Get the complete analysis for FRA:GWS

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€56.96
Price
€34.29
GF Value