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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Great-West Lifeco's Total Liabilities for the quarter that ended in Jun. 2026 was €563,705 Mil. Great-West Lifeco's Total Assets for the quarter that ended in Jun. 2026 was €585,106 Mil.
Therefore, Great-West Lifeco's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.96.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Great-West Lifeco Liabilities-to-Assets Related Terms
Great-West Lifeco Liabilities-to-Assets Historical Data
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The historical data trend for Great-West Lifeco's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GWS vs AFL, MET, PRU: Liabilities-to-Assets Comparison
For the Insurance - Life subindustry, Great-West Lifeco's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great-West Lifeco Liabilities-to-Assets vs Insurance Industry
For the Insurance industry and Financial Services sector, Great-West Lifeco's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Great-West Lifeco's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Great-West Lifeco's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great-West Lifeco (FRA:GWS) has a Liabilities-to-Assets of 0.96 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Great-West Lifeco and its competitors.
Is Great-West Lifeco's Liabilities-to-Assets too high?
Great-West Lifeco's current Liabilities-to-Assets is 0.96. Overall, Great-West Lifeco has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's Liabilities-to-Assets compare to AFL and MET?
Great-West Lifeco's Liabilities-to-Assets of 0.96 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Great-West Lifeco and its competitors. Great-West Lifeco's current Liabilities-to-Assets is 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Based on GuruFocus' analysis, Great-West Lifeco (FRA:GWS) is currently considered Significantly Overvalued. The stock's GF Value™ is €33.79, compared to a current price of €56.88 — trading 68.3% above its estimated fair value. The current Liabilities-to-Assets is 0.96. Great-West Lifeco's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Great-West Lifeco (FRA:GWS), the current Liabilities-to-Assets is 0.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great-West Lifeco (FRA:GWS) Overvalued in 2026?
Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued.
The current stock price of €56.88 is trading 68.3% above its estimated GF Value™ of €33.79.
GuruFocus considers Great-West Lifeco to be Significantly Overvalued.
Key valuation signals for FRA:GWS:
Liabilities-to-Assets: 0.96
GF Value™: €33.79 vs. price of €56.88 (68.3% above fair value)
No single metric tells the full story. See the FRA:GWS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
54GF Score
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