PT Bank IBK Indonesia Tbk (ISX:AGRS) EV-to-FCF: -34.33 (As of Aug. 02, 2026)

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ISX:AGRS PT Bank IBK Indonesia Tbk ISX:AGRS
51 GF Score
Price Rp61.00
GF Value Rp55.78
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is PT Bank IBK Indonesia Tbk EV-to-FCF?

PT Bank IBK Indonesia Tbk ISX:AGRS -1.61% 51 EV-to-FCF is -34.33 as of Aug. 02, 2026. GuruFocus rates ISX:AGRS with a GF Score™ of 51/100 and a GF Value™ of Rp55.78 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,191 Banks companies, PT Bank IBK Indonesia Tbk ranks worse than 83962.97% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank IBK Indonesia Tbk's Enterprise Value is Rp5,914,831 Mil. PT Bank IBK Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-172,272 Mil. Therefore, PT Bank IBK Indonesia Tbk's EV-to-FCF for today is -34.33.

The historical rank and industry rank for PT Bank IBK Indonesia Tbk's EV-to-FCF or its related term are showing as below:

ISX:AGRS' s EV-to-FCF Range Over the Past 10 Years
Min: -35.86   Med: -2.39   Max: 325.07
Current: -34.61

During the past 13 years, the highest EV-to-FCF of PT Bank IBK Indonesia Tbk was 325.07. The lowest was -35.86. And the median was -2.39.

ISX:AGRS's EV-to-FCF is ranked worse than
100% of 1191 companies
in the Banks industry
Industry Median: 7.15 vs ISX:AGRS: -34.61

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-02), PT Bank IBK Indonesia Tbk's stock price is Rp61.00. PT Bank IBK Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1.550. Therefore, PT Bank IBK Indonesia Tbk's PE Ratio (TTM) for today is 39.35.


PT Bank IBK Indonesia Tbk  (ISX:AGRS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank IBK Indonesia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=61.00/1.550
=39.35

PT Bank IBK Indonesia Tbk's share price for today is Rp61.00.
PT Bank IBK Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1.550.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank IBK Indonesia Tbk EV-to-FCF Related Terms


PT Bank IBK Indonesia Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank IBK Indonesia Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank IBK Indonesia Tbk EV-to-FCF Chart

PT Bank IBK Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.86 -9.48 -2.21 -7.80 -24.70

PT Bank IBK Indonesia Tbk Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.80 -3.86 -13.24 -24.70 -36.56

PT Bank IBK Indonesia Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank IBK Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank IBK Indonesia Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank IBK Indonesia Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank IBK Indonesia Tbk's EV-to-FCF falls into.


ISX:AGRS
51GF Score
PT Bank IBK Indonesia Tbk ISX:AGRS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank IBK Indonesia Tbk EV-to-FCF Calculation

PT Bank IBK Indonesia Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5914831.477/-172272
=-34.33

PT Bank IBK Indonesia Tbk's current Enterprise Value is Rp5,914,831 Mil.
PT Bank IBK Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-172,272 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -34.33 mean?
PT Bank IBK Indonesia Tbk (ISX:AGRS) has a EV-to-FCF of -34.33 as of Aug. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank IBK Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank IBK Indonesia Tbk ranks #999999 out of 1191 companies in the Banks industry.
Is PT Bank IBK Indonesia Tbk's EV-to-FCF too high?
PT Bank IBK Indonesia Tbk's current EV-to-FCF is -34.33. Based on the distribution chart, PT Bank IBK Indonesia Tbk ranks #999999 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank IBK Indonesia Tbk has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank IBK Indonesia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank IBK Indonesia Tbk ranks #999999 out of 1191 companies for EV-to-FCF. This places PT Bank IBK Indonesia Tbk in the lower half of its industry. The industry median EV-to-FCF is 7.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank IBK Indonesia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank IBK Indonesia Tbk's current EV-to-FCF is -34.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank IBK Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk (ISX:AGRS) is currently considered Fairly Valued. The stock's GF Value™ is Rp55.78, compared to a current price of Rp61.00 — trading 9.4% above its estimated fair value. The current EV-to-FCF is -34.33. PT Bank IBK Indonesia Tbk's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank IBK Indonesia Tbk (ISX:AGRS), the current EV-to-FCF is -34.33 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank IBK Indonesia Tbk (ISX:AGRS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank IBK Indonesia Tbk stock appears to be overvalued. The current stock price of Rp61.00 is trading 9.4% above its estimated GF Value™ of Rp55.78. GuruFocus considers PT Bank IBK Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:AGRS:

  • EV-to-FCF: -34.33
  • GF Value™: Rp55.78 vs. price of Rp61.00 (9.4% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the ISX:AGRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank IBK Indonesia Tbk Business Description

Address Jalan Jenderal Sudirman No. 28, Wisma GKBI, Suite UG-01, Central Jakarta, Jakarta, IDN, 10210
PT Bank IBK Indonesia Tbk is an Indonesian-based banking firm. It offers various products and services designed to address the diverse financial needs of customers, both individuals and corporations. The company's product and service offerings include savings, checking accounts, time deposits, syndicated credit facilities, working capital loans, consumer loans, internet and mobile banking services, debit and credit cards, etc. Geographically, it operates across different regions in Indonesia, such as Java, its key revenue-generating market, Sumatera, Kalimantan, and Bali.
51GF Score

Get the complete analysis for ISX:AGRS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp61.00
Price
Rp55.78
GF Value