Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Krom Bank Indonesia Tbk's Enterprise Value is Rp15,737,953 Mil.
PT Krom Bank Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp378,122 Mil. Therefore, PT Krom Bank Indonesia Tbk's EV-to-FCF for today is 41.62.
The historical rank and industry rank for PT Krom Bank Indonesia Tbk's EV-to-FCF or its related term are showing as below:
ISX:BBSI'
s EV-to-FCF Range Over the Past 10 Years
Min: -494.25 Med: -12.79 Max: 542.15
Current: 41.62
During the past 7 years, the highest EV-to-FCF of PT Krom Bank Indonesia Tbk was 542.15. The lowest was -494.25. And the median was -12.79.
ISX:BBSI's EV-to-FCF is ranked worse than 91.53% of 1192
companies
in the Banks industry
Industry Median: 6.68
vs ISX:BBSI: 41.62
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Krom Bank Indonesia Tbk (ISX:BBSI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Krom Bank Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT Krom Bank Indonesia Tbk's share price for today is Rp4690.00.
PT Krom Bank Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp47.681.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Krom Bank Indonesia Tbk EV-to-FCF Related Terms
PT Krom Bank Indonesia Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Krom Bank Indonesia Tbk EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, PT Krom Bank Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Krom Bank Indonesia Tbk EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, PT Krom Bank Indonesia Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Krom Bank Indonesia Tbk's EV-to-FCF falls into.
PT Krom Bank Indonesia Tbk's current Enterprise Value is Rp15,737,953 Mil.
PT Krom Bank Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp378,122 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Krom Bank Indonesia Tbk (ISX:BBSI) has a EV-to-FCF of 41.62 as of Jul. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Krom Bank Indonesia Tbk and its competitors. According to the industry distribution chart, PT Krom Bank Indonesia Tbk ranks #1091 out of 1192 companies in the Banks industry, placing it in the top 91.5%.
Is PT Krom Bank Indonesia Tbk's EV-to-FCF too high?
PT Krom Bank Indonesia Tbk's current EV-to-FCF is 41.62. The Banks industry median EV-to-FCF is 6.68. PT Krom Bank Indonesia Tbk's value of 41.62 is 523.1% above this industry median. Based on the distribution chart, PT Krom Bank Indonesia Tbk ranks #1091 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Krom Bank Indonesia Tbk has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Krom Bank Indonesia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Krom Bank Indonesia Tbk ranks #1091 out of 1192 companies for EV-to-FCF. This places PT Krom Bank Indonesia Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.68. PT Krom Bank Indonesia Tbk's value of 41.62 is 523.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Krom Bank Indonesia Tbk's current EV-to-FCF of 41.62 is 523.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Krom Bank Indonesia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Krom Bank Indonesia Tbk's current EV-to-FCF is 41.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Krom Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Krom Bank Indonesia Tbk (ISX:BBSI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp11,749.02, compared to a current price of Rp4,690.00 — trading 60.1% below its estimated fair value. The current EV-to-FCF is 41.62 and 523.1% above the Banks industry median of 6.68. PT Krom Bank Indonesia Tbk's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Krom Bank Indonesia Tbk (ISX:BBSI), the current EV-to-FCF is 41.62 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Krom Bank Indonesia Tbk (ISX:BBSI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Krom Bank Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp4,690.00 is trading 60.1% below its estimated GF Value™ of Rp11,749.02.
GuruFocus considers PT Krom Bank Indonesia Tbk to be Significantly Undervalued.
Key valuation signals for ISX:BBSI:
EV-to-FCF: 41.62
GF Value™: Rp11,749.02 vs. price of Rp4,690.00 (60.1% below fair value)
Industry Position: 523.1% above the Banks median (#1091 of 1192)
No single metric tells the full story. See the ISX:BBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Krom Bank Indonesia Tbk operates as a bank in Indonesia. Its activities is to conduct business as a non-foreign exchange private commercial bank. It offers products and services to customers, ranging from savings, Time deposit, Chrome credit, and funding products to various other banking services. The bank has two business segments based on location Bandung and Jakarta.
60GF Score
Get the complete analysis for ISX:BBSI
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:BBSI has been successfully added to your 
