EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Sinarmas Tbk's Enterprise Value is Rp1,953,757 Mil.
PT Bank Sinarmas Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1,082,470 Mil. Therefore, PT Bank Sinarmas Tbk's EV-to-FCF for today is 1.80.
The historical rank and industry rank for PT Bank Sinarmas Tbk's EV-to-FCF or its related term are showing as below:
ISX:BSIM'
s EV-to-FCF Range Over the Past 10 Years
Min: -58.74 Med: -0.42 Max: 99.09
Current: 1.9
During the past 13 years, the highest EV-to-FCF of PT Bank Sinarmas Tbk was 99.09. The lowest was -58.74. And the median was -0.42.
ISX:BSIM's EV-to-FCF is ranked better than 71.21% of 1195
companies
in the Banks industry
Industry Median: 6.57
vs ISX:BSIM: 1.90
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Sinarmas Tbk (ISX:BSIM) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Sinarmas Tbk's PE Ratio (TTM) for today is calculated as:
PT Bank Sinarmas Tbk's share price for today is Rp695.00.
PT Bank Sinarmas Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp14.590.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Bank Sinarmas Tbk EV-to-FCF Related Terms
PT Bank Sinarmas Tbk EV-to-FCF Historical Data
* Premium members only.
The historical data trend for PT Bank Sinarmas Tbk's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Sinarmas Tbk EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, PT Bank Sinarmas Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Sinarmas Tbk EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Sinarmas Tbk's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PT Bank Sinarmas Tbk's EV-to-FCF falls into.
PT Bank Sinarmas Tbk's current Enterprise Value is Rp1,953,757 Mil.
PT Bank Sinarmas Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,082,470 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Sinarmas Tbk (ISX:BSIM) has a EV-to-FCF of 1.80 as of Jul. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Sinarmas Tbk and its competitors. According to the industry distribution chart, PT Bank Sinarmas Tbk ranks #344 out of 1195 companies in the Banks industry, placing it in the top 28.8%.
Is PT Bank Sinarmas Tbk's EV-to-FCF too high?
PT Bank Sinarmas Tbk's current EV-to-FCF is 1.80. The Banks industry median EV-to-FCF is 6.57. PT Bank Sinarmas Tbk's value of 1.80 is 72.6% below this industry median. Based on the distribution chart, PT Bank Sinarmas Tbk ranks #344 out of 1195 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Sinarmas Tbk has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Sinarmas Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Sinarmas Tbk ranks #344 out of 1195 companies for EV-to-FCF. This puts PT Bank Sinarmas Tbk in the upper half of its industry. The industry median EV-to-FCF is 6.57. PT Bank Sinarmas Tbk's value of 1.80 is 72.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Sinarmas Tbk's current EV-to-FCF of 1.80 is 72.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Sinarmas Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Sinarmas Tbk's current EV-to-FCF is 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Sinarmas Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Sinarmas Tbk (ISX:BSIM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp819.26, compared to a current price of Rp695.00 — trading 15.2% below its estimated fair value. The current EV-to-FCF is 1.80 and 72.6% below the Banks industry median of 6.57. PT Bank Sinarmas Tbk's overall GF Score™ is 52/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Sinarmas Tbk (ISX:BSIM), the current EV-to-FCF is 1.80 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Sinarmas Tbk (ISX:BSIM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Sinarmas Tbk stock appears to be undervalued.
The current stock price of Rp695.00 is trading 15.2% below its estimated GF Value™ of Rp819.26.
GuruFocus considers PT Bank Sinarmas Tbk to be Modestly Undervalued.
Key valuation signals for ISX:BSIM:
EV-to-FCF: 1.80
GF Value™: Rp819.26 vs. price of Rp695.00 (15.2% below fair value)
Industry Position: 72.6% below the Banks median (#344 of 1195)
No single metric tells the full story. See the ISX:BSIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Sinarmas Tbk provides financial services. The company is involved in credit activities, fund collection, banking service and e-banking products, bancassurance and investment products sales, credit card business, international business activities and treasury, and sharia business unit. It collects funds from the public to be distributed in the form of loans to both individuals and corporations. The company's operating segment includes Commercial Bank and Sharia Business Unit. It generates maximum revenue from the Commercial Bank segment which includes Marketing and Credit, Treasury, and Trade Finance.
52GF Score
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