PT Bank of India Indonesia Tbk (ISX:BSWD) EV-to-FCF: 11.99 (As of Jul. 04, 2026)


ISX:BSWD PT Bank of India Indonesia Tbk ISX:BSWD
59 GF Score
Price Rp1,360.00
GF Value Rp1,446.58
Valuation Fairly Valued
! 5 Warning Signs
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What is PT Bank of India Indonesia Tbk EV-to-FCF?

PT Bank of India Indonesia Tbk ISX:BSWD -1.45% 59 EV-to-FCF is 11.99 as of Jul. 04, 2026. GuruFocus rates ISX:BSWD with a GF Score™ of 59/100 and a GF Value™ of Rp1,446.58 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,193 Banks companies, PT Bank of India Indonesia Tbk ranks worse than 68.99% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank of India Indonesia Tbk's Enterprise Value is Rp4,528,665 Mil. PT Bank of India Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp377,732 Mil. Therefore, PT Bank of India Indonesia Tbk's EV-to-FCF for today is 11.99.

The historical rank and industry rank for PT Bank of India Indonesia Tbk's EV-to-FCF or its related term are showing as below:

ISX:BSWD' s EV-to-FCF Range Over the Past 10 Years
Min: -508.89   Med: -3.51   Max: 41.09
Current: 11.99

During the past 13 years, the highest EV-to-FCF of PT Bank of India Indonesia Tbk was 41.09. The lowest was -508.89. And the median was -3.51.

ISX:BSWD's EV-to-FCF is ranked worse than
68.99% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs ISX:BSWD: 11.99

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-04), PT Bank of India Indonesia Tbk's stock price is Rp1360.00. PT Bank of India Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp16.567. Therefore, PT Bank of India Indonesia Tbk's PE Ratio (TTM) for today is 82.09.


PT Bank of India Indonesia Tbk  (ISX:BSWD) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank of India Indonesia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1360.00/16.567
=82.09

PT Bank of India Indonesia Tbk's share price for today is Rp1360.00.
PT Bank of India Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp16.567.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank of India Indonesia Tbk EV-to-FCF Related Terms


PT Bank of India Indonesia Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank of India Indonesia Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank of India Indonesia Tbk EV-to-FCF Chart

PT Bank of India Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.69 -10.31 -3.91 41.09 7.47

PT Bank of India Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -508.89 -10.10 32.36 7.47 11.89

PT Bank of India Indonesia Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank of India Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank of India Indonesia Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank of India Indonesia Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank of India Indonesia Tbk's EV-to-FCF falls into.


ISX:BSWD
59GF Score
PT Bank of India Indonesia Tbk ISX:BSWD
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank of India Indonesia Tbk EV-to-FCF Calculation

PT Bank of India Indonesia Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=4528664.626/377732.227
=11.99

PT Bank of India Indonesia Tbk's current Enterprise Value is Rp4,528,665 Mil.
PT Bank of India Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp377,732 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 11.99 mean?
PT Bank of India Indonesia Tbk (ISX:BSWD) has a EV-to-FCF of 11.99 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank of India Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank of India Indonesia Tbk ranks #823 out of 1193 companies in the Banks industry, placing it in the top 69%.
Is PT Bank of India Indonesia Tbk's EV-to-FCF too high?
PT Bank of India Indonesia Tbk's current EV-to-FCF is 11.99. The Banks industry median EV-to-FCF is 6.61. PT Bank of India Indonesia Tbk's value of 11.99 is 81.4% above this industry median. Based on the distribution chart, PT Bank of India Indonesia Tbk ranks #823 out of 1193 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank of India Indonesia Tbk has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank of India Indonesia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank of India Indonesia Tbk ranks #823 out of 1193 companies for EV-to-FCF. This places PT Bank of India Indonesia Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.61. PT Bank of India Indonesia Tbk's value of 11.99 is 81.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank of India Indonesia Tbk's current EV-to-FCF of 11.99 is 81.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank of India Indonesia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank of India Indonesia Tbk's current EV-to-FCF is 11.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank of India Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank of India Indonesia Tbk (ISX:BSWD) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,446.58, compared to a current price of Rp1,360.00 — trading 6% below its estimated fair value. The current EV-to-FCF is 11.99 and 81.4% above the Banks industry median of 6.61. PT Bank of India Indonesia Tbk's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank of India Indonesia Tbk (ISX:BSWD), the current EV-to-FCF is 11.99 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank of India Indonesia Tbk (ISX:BSWD) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank of India Indonesia Tbk stock appears to be undervalued. The current stock price of Rp1,360.00 is trading 6% below its estimated GF Value™ of Rp1,446.58. GuruFocus considers PT Bank of India Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BSWD:

  • EV-to-FCF: 11.99
  • GF Value™: Rp1,446.58 vs. price of Rp1,360.00 (6% below fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 81.4% above the Banks median (#823 of 1193)

No single metric tells the full story. See the ISX:BSWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank of India Indonesia Tbk Business Description

Address Jalan K.H. Samanhudi, No. 37, Jakarta, IDN, 10710
PT Bank of India Indonesia Tbk is a commercial bank. The bank provides personal and commercial banking services consisting of funding and lending products, Working Capital Financing, Investment loan, Export / Import Financing. It offers general banking services like collecting deposits, granting loans and advances, international trading, international fund transfer, banknotes, letter of credit, foreign exchange transactions. The Bank operates in two main areas: Special District of Jakarta (DKI Jakarta) and outside DKI Jakarta.
59GF Score

Get the complete analysis for ISX:BSWD

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,360.00
Price
Rp1,446.58
GF Value