KBCSY (KBC Groupe NV) EV-to-FCF: -4.81 (As of Jul. 01, 2026)


KBCSY KBC Groupe NV KBCSY
75 GF Score
Price $67.99
GF Value $48.66
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KBC Groupe NV EV-to-FCF?

KBC Groupe NV KBCSY +1.10% 75 EV-to-FCF is -4.81 as of Jul. 01, 2026. GuruFocus rates KBCSY with a GF Score™ of 75/100 and a GF Value™ of $48.66 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,196 Banks companies, KBC Groupe NV ranks worse than 83611.96% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, KBC Groupe NV's Enterprise Value is $58,625 Mil. KBC Groupe NV's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-12,188 Mil. Therefore, KBC Groupe NV's EV-to-FCF for today is -4.81.

The historical rank and industry rank for KBC Groupe NV's EV-to-FCF or its related term are showing as below:

KBCSY' s EV-to-FCF Range Over the Past 10 Years
Min: -20.52   Med: 0.44   Max: 15.17
Current: -4.81

During the past 13 years, the highest EV-to-FCF of KBC Groupe NV was 15.17. The lowest was -20.52. And the median was 0.44.

KBCSY's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.545 vs KBCSY: -4.81

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-01), KBC Groupe NV's stock price is $67.99. KBC Groupe NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $5.066. Therefore, KBC Groupe NV's PE Ratio (TTM) for today is 13.42.


KBC Groupe NV  (OTCPK:KBCSY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

KBC Groupe NV's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=67.99/5.066
=13.42

KBC Groupe NV's share price for today is $67.99.
KBC Groupe NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.066.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


KBC Groupe NV EV-to-FCF Related Terms


KBC Groupe NV EV-to-FCF Historical Data

* Premium members only.

The historical data trend for KBC Groupe NV's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KBC Groupe NV EV-to-FCF Chart

KBC Groupe NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 -0.75 -0.73 1.26 13.29

KBC Groupe NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.68 4.04 12.44 13.29 -4.33

KBCSY vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, KBC Groupe NV's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KBC Groupe NV EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, KBC Groupe NV's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where KBC Groupe NV's EV-to-FCF falls into.


KBCSY
75GF Score
KBC Groupe NV KBCSY
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KBC Groupe NV EV-to-FCF Calculation

KBC Groupe NV's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=58625.386/-12188.052
=-4.81

KBC Groupe NV's current Enterprise Value is $58,625 Mil.
KBC Groupe NV's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-12,188 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -4.81 mean?
KBC Groupe NV (KBCSY) has a EV-to-FCF of -4.81 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on KBC Groupe NV and its competitors. According to the industry distribution chart, KBC Groupe NV ranks #999999 out of 1196 companies in the Banks industry.
Is KBC Groupe NV's EV-to-FCF too high?
KBC Groupe NV's current EV-to-FCF is -4.81. Based on the distribution chart, KBC Groupe NV ranks #999999 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, KBC Groupe NV has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KBC Groupe NV's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, KBC Groupe NV ranks #999999 out of 1196 companies for EV-to-FCF. This places KBC Groupe NV in the lower half of its industry. The industry median EV-to-FCF is 6.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on KBC Groupe NV and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KBC Groupe NV's current EV-to-FCF is -4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KBC Groupe NV stock overvalued right now?
Based on GuruFocus' analysis, KBC Groupe NV (KBCSY) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.66, compared to a current price of $67.99 — trading 39.7% above its estimated fair value. The current EV-to-FCF is -4.81. KBC Groupe NV's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For KBC Groupe NV (KBCSY), the current EV-to-FCF is -4.81 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KBC Groupe NV (KBCSY) Overvalued in 2026?

Based on GuruFocus' analysis, KBC Groupe NV stock appears to be overvalued. The current stock price of $67.99 is trading 39.7% above its estimated GF Value™ of $48.66. GuruFocus considers KBC Groupe NV to be Significantly Overvalued.

Key valuation signals for KBCSY:

  • EV-to-FCF: -4.81
  • GF Value™: $48.66 vs. price of $67.99 (39.7% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the KBCSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KBC Groupe NV Business Description

Address Havenlaan 2, Brussels, BEL, 1080
KBC was formed in 1998 by the merger of Belgian commercial bank Kredietbank, cooperative farmers bank CERA Bank, and cooperative insurer ABB Verzekering. KBC offers banking, insurance, and investment products. Belgium and the Czech Republic account for most of KBC's profits, while the bank has smaller operations in Hungary, Slovakia, and Bulgaria.
75GF Score

Get the complete analysis for KBCSY

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$67.99
Price
$48.66
GF Value