KBCSY (KBC Groupe NV) Scaled Net Operating Assets: 0.08 (As of Mar. 2026)


KBCSY KBC Groupe NV KBCSY
75 GF Score
Price $66.30
GF Value $48.66
Valuation Significantly Overvalued
! 6 Warning Signs
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What is KBC Groupe NV Scaled Net Operating Assets?

KBC Groupe NV KBCSY -0.42% 75 Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus rates KBCSY with a GF Score™ of 75/100 and a GF Value™ of $48.66 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

KBC Groupe NV's operating assets for the quarter that ended in Mar. 2026 was $432,495 Mil. KBC Groupe NV's operating liabilities for the quarter that ended in Mar. 2026 was $395,245 Mil. KBC Groupe NV's Total Assets for the quarter that ended in Dec. 2025 was $465,307 Mil. Therefore, KBC Groupe NV's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.08.

KBCSY
75GF Score
KBC Groupe NV KBCSY
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KBC Groupe NV Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

KBC Groupe NV's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(425488.291-400524.59)/390626.178
=0.06

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=465306.792 - 39818.501
=425488.291

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=432536.3 - 32011.71 - 0
=400524.59

KBC Groupe NV's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(432494.798-395245.087)/465306.792
=0.08

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=458751.445 - 26256.647
=432494.798

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=426052.023 - 30806.936 - 0
=395245.087

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.08 mean?
KBC Groupe NV (KBCSY) has a Scaled Net Operating Assets of 0.08 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on KBC Groupe NV and its competitors.
Is KBC Groupe NV's Scaled Net Operating Assets too high?
KBC Groupe NV's current Scaled Net Operating Assets is 0.08. Overall, KBC Groupe NV has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KBC Groupe NV's Scaled Net Operating Assets compare to PNC and USB?
KBC Groupe NV's Scaled Net Operating Assets of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on KBC Groupe NV and its competitors. KBC Groupe NV's current Scaled Net Operating Assets is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KBC Groupe NV stock overvalued right now?
Based on GuruFocus' analysis, KBC Groupe NV (KBCSY) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.66, compared to a current price of $66.30 — trading 36.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.08. KBC Groupe NV's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For KBC Groupe NV (KBCSY), the current Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KBC Groupe NV (KBCSY) Overvalued in 2026?

Based on GuruFocus' analysis, KBC Groupe NV stock appears to be overvalued. The current stock price of $66.30 is trading 36.3% above its estimated GF Value™ of $48.66. GuruFocus considers KBC Groupe NV to be Significantly Overvalued.

Key valuation signals for KBCSY:

  • Scaled Net Operating Assets: 0.08
  • GF Value™: $48.66 vs. price of $66.30 (36.3% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the KBCSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KBC Groupe NV Business Description

Address Havenlaan 2, Brussels, BEL, 1080
KBC was formed in 1998 by the merger of Belgian commercial bank Kredietbank, cooperative farmers bank CERA Bank, and cooperative insurer ABB Verzekering. KBC offers banking, insurance, and investment products. Belgium and the Czech Republic account for most of KBC's profits, while the bank has smaller operations in Hungary, Slovakia, and Bulgaria.
75GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.30
Price
$48.66
GF Value