KBC Groupe NVKBCSY -0.42%75 Pretax Margin % is 23.66% as of Mar. 2026, which is 41% below its 10-year median of 39.90. GuruFocus rates KBCSY with a GF Score™ of 75/100 and a GF Value™ of $48.66 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,530 Banks companies, KBC Groupe NV ranks better than 54.58% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. KBC Groupe NV's Pre-Tax Income for the
three
months ended in Mar. 2026 was $914 Mil. KBC Groupe NV's Revenue for the
three
months ended in Mar. 2026 was $3,865 Mil. Therefore, KBC Groupe NV's pretax margin for the quarter that ended in Mar. 2026 was 23.66%.
The historical rank and industry rank for KBC Groupe NV's Pretax Margin % or its related term are showing as below:
KBCSY'
s Pretax Margin % Range Over the Past 10 Years
Min: 25.84 Med: 39.9 Max: 47.47
Current: 36.7
KBCSY's Pretax Margin % is ranked better than 54.58% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs KBCSY: 36.70
KBC Groupe NV (OTCPK:KBCSY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
KBC Groupe NV Pretax Margin % Related Terms
KBC Groupe NV Pretax Margin % Historical Data
* Premium members only.
The historical data trend for KBC Groupe NV's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, KBC Groupe NV's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KBC Groupe NV Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, KBC Groupe NV's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where KBC Groupe NV's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KBC Groupe NV (KBCSY) has a Pretax Margin % of 23.66% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on KBC Groupe NV and its competitors. This is 41% below median its historical median of 39.90. Over the past decade, KBC Groupe NV's Pretax Margin % has ranged from 25.84 to 47.47. According to the industry distribution chart, KBC Groupe NV ranks #695 out of 1530 companies in the Banks industry, placing it in the top 45.4%.
Is KBC Groupe NV's Pretax Margin % too high?
KBC Groupe NV's current Pretax Margin % of 23.66% is 41% below median its 10-year median of 39.90. Over the past 10 years, this metric has ranged from a low of 25.84 to a high of 47.47. The Banks industry median Pretax Margin % is 34.72. KBC Groupe NV's value of 23.66% is 31.8% below this industry median. Based on the distribution chart, KBC Groupe NV ranks #695 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, KBC Groupe NV has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KBC Groupe NV's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, KBC Groupe NV ranks #695 out of 1530 companies for Pretax Margin %. This puts KBC Groupe NV in the upper half of its industry. The industry median Pretax Margin % is 34.72. KBC Groupe NV's value of 23.66% is 31.8% below this benchmark. Historically, KBC Groupe NV's own Pretax Margin % has ranged from 25.84 to 47.47 over the past decade. While the company's 10-year median is 39.90 vs. the industry median of 34.72, KBC Groupe NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KBC Groupe NV's current Pretax Margin % of 23.66% is 31.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on KBC Groupe NV and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KBC Groupe NV's current Pretax Margin % is 23.66%, which is 41% below median its own 10-year median of 39.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KBC Groupe NV stock overvalued right now?
Based on GuruFocus' analysis, KBC Groupe NV (KBCSY) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.66, compared to a current price of $66.30 — trading 36.3% above its estimated fair value. The current Pretax Margin % is 23.66%, which is 41% below median its 10-year median of 39.90 and 31.8% below the Banks industry median of 34.72. KBC Groupe NV's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For KBC Groupe NV (KBCSY), the current Pretax Margin % is 23.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KBC Groupe NV (KBCSY) Overvalued in 2026?
Based on GuruFocus' analysis, KBC Groupe NV stock appears to be overvalued.
The current stock price of $66.30 is trading 36.3% above its estimated GF Value™ of $48.66.
GuruFocus considers KBC Groupe NV to be Significantly Overvalued.
Key valuation signals for KBCSY:
Pretax Margin %: 23.66% (41% below median its 10-year median of 39.90)
GF Value™: $48.66 vs. price of $66.30 (36.3% above fair value)
Industry Position: 31.8% below the Banks median (#695 of 1530)
No single metric tells the full story. See the KBCSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KBC was formed in 1998 by the merger of Belgian commercial bank Kredietbank, cooperative farmers bank CERA Bank, and cooperative insurer ABB Verzekering. KBC offers banking, insurance, and investment products. Belgium and the Czech Republic account for most of KBC's profits, while the bank has smaller operations in Hungary, Slovakia, and Bulgaria.
75GF Score
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