LSE:NLB'
s EV-to-FCF Range Over the Past 10 Years
Min: -13.77 Med: -1.4 Max: 19.15
Current: 2.94
During the past 11 years, the highest EV-to-FCF of Nova Ljubljanska banka dd Ljubljana was 19.15. The lowest was -13.77. And the median was -1.40.
LSE:NLB's EV-to-FCF is ranked better than 66.72% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs LSE:NLB: 2.94
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nova Ljubljanska banka dd Ljubljana (LSE:NLB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nova Ljubljanska banka dd Ljubljana's PE Ratio (TTM) for today is calculated as:
Nova Ljubljanska banka dd Ljubljana's share price for today is €46.25.
Nova Ljubljanska banka dd Ljubljana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.975.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nova Ljubljanska banka dd Ljubljana EV-to-FCF Related Terms
Nova Ljubljanska banka dd Ljubljana EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana EV-to-FCF Chart
For the Banks - Regional subindustry, Nova Ljubljanska banka dd Ljubljana's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nova Ljubljanska banka dd Ljubljana EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Nova Ljubljanska banka dd Ljubljana's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nova Ljubljanska banka dd Ljubljana's EV-to-FCF falls into.
Nova Ljubljanska banka dd Ljubljana's current Enterprise Value is €2,932 Mil.
Nova Ljubljanska banka dd Ljubljana's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €962 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana (LSE:NLB) has a EV-to-FCF of 3.05 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. According to the industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #397 out of 1193 companies in the Banks industry, placing it in the top 33.3%.
Is Nova Ljubljanska banka dd Ljubljana's EV-to-FCF too high?
Nova Ljubljanska banka dd Ljubljana's current EV-to-FCF is 3.05. The Banks industry median EV-to-FCF is 6.61. Nova Ljubljanska banka dd Ljubljana's value of 3.05 is 53.9% below this industry median. Based on the distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #397 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #397 out of 1193 companies for EV-to-FCF. This puts Nova Ljubljanska banka dd Ljubljana in the upper half of its industry. The industry median EV-to-FCF is 6.61. Nova Ljubljanska banka dd Ljubljana's value of 3.05 is 53.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nova Ljubljanska banka dd Ljubljana's current EV-to-FCF of 3.05 is 53.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Ljubljanska banka dd Ljubljana's current EV-to-FCF is 3.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (LSE:NLB) is currently considered Significantly Overvalued. The stock's GF Value™ is €28.57, compared to a current price of €46.25 — trading 61.9% above its estimated fair value. The current EV-to-FCF is 3.05 and 53.9% below the Banks industry median of 6.61. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (LSE:NLB), the current EV-to-FCF is 3.05 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nova Ljubljanska banka dd Ljubljana (LSE:NLB) Overvalued in 2026?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued.
The current stock price of €46.25 is trading 61.9% above its estimated GF Value™ of €28.57.
GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.
Key valuation signals for LSE:NLB:
EV-to-FCF: 3.05
GF Value™: €28.57 vs. price of €46.25 (61.9% above fair value)
Industry Position: 53.9% below the Banks median (#397 of 1193)
No single metric tells the full story. See the LSE:NLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nova Ljubljanska banka dd Ljubljana Business Description
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score
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