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Personal Group Holdings (LSE:PGH) EV-to-FCF : 15.29 (As of Dec. 11, 2024)


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What is Personal Group Holdings EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Personal Group Holdings's Enterprise Value is £45.62 Mil. Personal Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2024 was £2.98 Mil. Therefore, Personal Group Holdings's EV-to-FCF for today is 15.29.

The historical rank and industry rank for Personal Group Holdings's EV-to-FCF or its related term are showing as below:

LSE:PGH' s EV-to-FCF Range Over the Past 10 Years
Min: 5.9   Med: 14.07   Max: 31.81
Current: 14.66

During the past 13 years, the highest EV-to-FCF of Personal Group Holdings was 31.81. The lowest was 5.90. And the median was 14.07.

LSE:PGH's EV-to-FCF is ranked worse than
69.31% of 378 companies
in the Insurance industry
Industry Median: 9.11 vs LSE:PGH: 14.66

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2024-12-11), Personal Group Holdings's stock price is £1.99. Personal Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was £0.143. Therefore, Personal Group Holdings's PE Ratio (TTM) for today is 13.92.


Personal Group Holdings EV-to-FCF Historical Data

The historical data trend for Personal Group Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Personal Group Holdings EV-to-FCF Chart

Personal Group Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.48 6.43 12.77 25.93 9.21

Personal Group Holdings Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 25.93 - 9.21 -

Competitive Comparison of Personal Group Holdings's EV-to-FCF

For the Insurance - Property & Casualty subindustry, Personal Group Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Personal Group Holdings's EV-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Personal Group Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Personal Group Holdings's EV-to-FCF falls into.



Personal Group Holdings EV-to-FCF Calculation

Personal Group Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=45.615/2.984
=15.29

Personal Group Holdings's current Enterprise Value is £45.62 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Personal Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2024 was £2.98 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Personal Group Holdings  (LSE:PGH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Personal Group Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.99/0.143
=13.92

Personal Group Holdings's share price for today is £1.99.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Personal Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2024 was £0.143.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Personal Group Holdings EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Personal Group Holdings's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Personal Group Holdings Business Description

Traded in Other Exchanges
Address
899 Silbury Boulevard, John Ormond House, Milton Keynes, GBR, MK9 3XL
Personal Group Holdings PLC is a UK-based insurance that provides benefits and services focused on improving employee health, well-being, and engagement. The group is principally engaged in providing short-term accident and health insurance and provide salary sacrifice technology products. It offers a range of employee benefits, from retail discounts to salary sacrifice schemes, including cycle to work, childcare vouchers, home technology, and a range of in-house insurance products such as hospital cash plans, death benefits, and convalescence cover. The company manages its business into four reportable segments namely Affordable Insurance which generates key revenue, Pay & Reward, Benefits Platform, and Other owned benefits.