Grupo Nacional Provincial S A B (MEX:GNP) EV-to-FCF: 11.22 (As of Aug. 24, 2026) — 23% Above Median

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MEX:GNP Grupo Nacional Provincial S A B MEX:GNP
60 GF Score
Price MXN108.00
GF Value MXN145.63
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Grupo Nacional Provincial S A B EV-to-FCF?

Grupo Nacional Provincial S A B MEX:GNP 60 EV-to-FCF is 11.22 as of Aug. 24, 2026, which is 23% above its 10-year median of 9.12. GuruFocus rates MEX:GNP with a GF Score™ of 60/100 and a GF Value™ of MXN145.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 387 Insurance companies, Grupo Nacional Provincial S A B ranks worse than 56.07% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Grupo Nacional Provincial S A B's Enterprise Value is MXN22,701 Mil. Grupo Nacional Provincial S A B's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was MXN2,023 Mil. Therefore, Grupo Nacional Provincial S A B's EV-to-FCF for today is 11.22.

The historical rank and industry rank for Grupo Nacional Provincial S A B's EV-to-FCF or its related term are showing as below:

MEX:GNP' s EV-to-FCF Range Over the Past 10 Years
Min: -0.79   Med: 9.12   Max: 155.72
Current: 11.22

During the past 13 years, the highest EV-to-FCF of Grupo Nacional Provincial S A B was 155.72. The lowest was -0.79. And the median was 9.12.

MEX:GNP's EV-to-FCF is ranked worse than
56.07% of 387 companies
in the Insurance industry
Industry Median: 9.22 vs MEX:GNP: 11.22

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-24), Grupo Nacional Provincial S A B's stock price is MXN108.00. Grupo Nacional Provincial S A B's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was MXN1.144. Therefore, Grupo Nacional Provincial S A B's PE Ratio (TTM) for today is 94.41.


Grupo Nacional Provincial S A B  (MEX:GNP) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Grupo Nacional Provincial S A B's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=108.00/1.144
=94.41

Grupo Nacional Provincial S A B's share price for today is MXN108.00.
Grupo Nacional Provincial S A B's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN1.144.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Grupo Nacional Provincial S A B EV-to-FCF Related Terms


Grupo Nacional Provincial S A B EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Grupo Nacional Provincial S A B's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Nacional Provincial S A B EV-to-FCF Chart

Grupo Nacional Provincial S A B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.76 12.49 19.45 20.30 6.30

Grupo Nacional Provincial S A B Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.99 9.10 6.30 14.62 12.32

MEX:GNP vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Grupo Nacional Provincial S A B's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Nacional Provincial S A B EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Nacional Provincial S A B's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Grupo Nacional Provincial S A B's EV-to-FCF falls into.


MEX:GNP
60GF Score
Grupo Nacional Provincial S A B MEX:GNP
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Nacional Provincial S A B EV-to-FCF Calculation

Grupo Nacional Provincial S A B's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=22700.881/2023.438
=11.22

Grupo Nacional Provincial S A B's current Enterprise Value is MXN22,701 Mil.
Grupo Nacional Provincial S A B's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN2,023 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 11.22 mean?
Grupo Nacional Provincial S A B (MEX:GNP) has a EV-to-FCF of 11.22 as of Aug. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Nacional Provincial S A B and its competitors. This is 23% above median its historical median of 9.12. According to the industry distribution chart, Grupo Nacional Provincial S A B ranks #217 out of 387 companies in the Insurance industry, placing it in the top 56.1%.
Is Grupo Nacional Provincial S A B's EV-to-FCF too high?
Grupo Nacional Provincial S A B's current EV-to-FCF of 11.22 is 23% above median its 10-year median of 9.12. The Insurance industry median EV-to-FCF is 9.22. Grupo Nacional Provincial S A B's value of 11.22 is 21.7% above this industry median. Based on the distribution chart, Grupo Nacional Provincial S A B ranks #217 out of 387 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo Nacional Provincial S A B has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Nacional Provincial S A B's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Nacional Provincial S A B ranks #217 out of 387 companies for EV-to-FCF. This places Grupo Nacional Provincial S A B in the lower half of its industry. The industry median EV-to-FCF is 9.22. Grupo Nacional Provincial S A B's value of 11.22 is 21.7% above this benchmark. While the company's 10-year median is 9.12 vs. the industry median of 9.22, Grupo Nacional Provincial S A B has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.22, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Nacional Provincial S A B's current EV-to-FCF of 11.22 is 21.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Grupo Nacional Provincial S A B and its competitors. For the Insurance industry, the median EV-to-FCF is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Nacional Provincial S A B's current EV-to-FCF is 11.22, which is 23% above median its own 10-year median of 9.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Nacional Provincial S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Nacional Provincial S A B (MEX:GNP) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN145.63, compared to a current price of MXN108.00 — trading 25.8% below its estimated fair value. The current EV-to-FCF is 11.22, which is 23% above median its 10-year median of 9.12 and 21.7% above the Insurance industry median of 9.22. Grupo Nacional Provincial S A B's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Grupo Nacional Provincial S A B (MEX:GNP), the current EV-to-FCF is 11.22 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Nacional Provincial S A B (MEX:GNP) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Nacional Provincial S A B stock appears to be undervalued. The current stock price of MXN108.00 is trading 25.8% below its estimated GF Value™ of MXN145.63. GuruFocus considers Grupo Nacional Provincial S A B to be Modestly Undervalued.

Key valuation signals for MEX:GNP:

  • EV-to-FCF: 11.22 (23% above median its 10-year median of 9.12)
  • GF Value™: MXN145.63 vs. price of MXN108.00 (25.8% below fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 21.7% above the Insurance median (#217 of 387)

No single metric tells the full story. See the MEX:GNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Nacional Provincial S A B Business Description

Address Av. Cerro de las Torres 395, Delegacion Coyoacan, MEX, 04220
Grupo Nacional Provincial S A B is a diversified insurance company offering insurance solutions in Mexico. It is engaged in the provision of life risk protection services, accidents and illnesses, damages, reinsurance and rebounding.
60GF Score

Get the complete analysis for MEX:GNP

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN108.00
Price
MXN145.63
GF Value