Grupo Nacional Provincial S A B (MEX:GNP) FCF Margin %: -1.79% (As of Mar. 2026)


MEX:GNP Grupo Nacional Provincial S A B MEX:GNP
60 GF Score
Price MXN118.00
GF Value MXN166.00
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Grupo Nacional Provincial S A B FCF Margin %?

Grupo Nacional Provincial S A B MEX:GNP 60 FCF Margin % is -1.79% as of Mar. 2026. GuruFocus rates MEX:GNP with a GF Score™ of 60/100 and a GF Value™ of MXN166.00 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 503 Insurance companies, Grupo Nacional Provincial S A B ranks worse than 73.76% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Grupo Nacional Provincial S A B's Free Cash Flow for the three months ended in Mar. 2026 was MXN-493 Mil. Grupo Nacional Provincial S A B's Revenue for the three months ended in Mar. 2026 was MXN27,448 Mil. Therefore, Grupo Nacional Provincial S A B's FCF Margin % for the quarter that ended in Mar. 2026 was -1.79%.

As of today, Grupo Nacional Provincial S A B's current FCF Yield % is 6.25%.

The historical rank and industry rank for Grupo Nacional Provincial S A B's FCF Margin % or its related term are showing as below:

MEX:GNP' s FCF Margin % Range Over the Past 10 Years
Min: 0.31   Med: 2.65   Max: 6.47
Current: 1.42


During the past 13 years, the highest FCF Margin % of Grupo Nacional Provincial S A B was 6.47%. The lowest was 0.31%. And the median was 2.65%.

MEX:GNP's FCF Margin % is ranked worse than
73.76% of 503 companies
in the Insurance industry
Industry Median: 8.97 vs MEX:GNP: 1.42


Grupo Nacional Provincial S A B FCF Margin % Related Terms


Grupo Nacional Provincial S A B FCF Margin % Historical Data

* Premium members only.

The historical data trend for Grupo Nacional Provincial S A B's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Nacional Provincial S A B FCF Margin % Chart

Grupo Nacional Provincial S A B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 2.41 1.67 1.15 3.35

Grupo Nacional Provincial S A B Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.28 0.95 1.24 4.81 -1.79

MEX:GNP vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Grupo Nacional Provincial S A B's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Nacional Provincial S A B FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Nacional Provincial S A B's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Grupo Nacional Provincial S A B's FCF Margin % falls into.


MEX:GNP
60GF Score
Grupo Nacional Provincial S A B MEX:GNP
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Nacional Provincial S A B FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Grupo Nacional Provincial S A B's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=3911/116862
=3.35 %

Grupo Nacional Provincial S A B's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-492.527/27447.972
=-1.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -1.79% mean?
Grupo Nacional Provincial S A B (MEX:GNP) has a FCF Margin % of -1.79% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Grupo Nacional Provincial S A B and its competitors. Over the past decade, Grupo Nacional Provincial S A B's FCF Margin % has ranged from 0.31 to 6.47. According to the industry distribution chart, Grupo Nacional Provincial S A B ranks #371 out of 503 companies in the Insurance industry, placing it in the top 73.8%.
Is Grupo Nacional Provincial S A B's FCF Margin % too high?
Grupo Nacional Provincial S A B's current FCF Margin % is -1.79%. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 6.47. Based on the distribution chart, Grupo Nacional Provincial S A B ranks #371 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, Grupo Nacional Provincial S A B has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Nacional Provincial S A B's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Nacional Provincial S A B ranks #371 out of 503 companies for FCF Margin %. This places Grupo Nacional Provincial S A B in the lower half of its industry. The industry median FCF Margin % is 8.97. Historically, Grupo Nacional Provincial S A B's own FCF Margin % has ranged from 0.31 to 6.47 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Grupo Nacional Provincial S A B and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Nacional Provincial S A B's current FCF Margin % is -1.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Nacional Provincial S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Nacional Provincial S A B (MEX:GNP) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN166.00, compared to a current price of MXN118.00 — trading 28.9% below its estimated fair value. The current FCF Margin % is -1.79%. Grupo Nacional Provincial S A B's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Grupo Nacional Provincial S A B (MEX:GNP), the current FCF Margin % is -1.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Nacional Provincial S A B (MEX:GNP) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Nacional Provincial S A B stock appears to be undervalued. The current stock price of MXN118.00 is trading 28.9% below its estimated GF Value™ of MXN166.00. GuruFocus considers Grupo Nacional Provincial S A B to be Modestly Undervalued.

Key valuation signals for MEX:GNP:

  • FCF Margin %: -1.79%
  • GF Value™: MXN166.00 vs. price of MXN118.00 (28.9% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the MEX:GNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Nacional Provincial S A B Business Description

Address Av. Cerro de las Torres 395, Delegacion Coyoacan, MEX, 04220
Grupo Nacional Provincial S A B is a diversified insurance company offering insurance solutions in Mexico. It is engaged in the provision of life risk protection services, accidents and illnesses, damages, reinsurance and rebounding.
60GF Score

Get the complete analysis for MEX:GNP

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN118.00
Price
MXN166.00
GF Value