Grupo Nacional Provincial S A B (MEX:GNP) 10-Year RORE % : -16.67% (As of Jun. 2026)

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MEX:GNP Grupo Nacional Provincial S A B MEX:GNP
60 GF Score
Price MXN115.00
GF Value MXN144.31
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Grupo Nacional Provincial S A B 10-Year RORE %?

Grupo Nacional Provincial S A B MEX:GNP 60 10-Year RORE % is -16.67 as of Jun. 2026. GuruFocus rates MEX:GNP with a GF Score™ of 60/100 and a GF Value™ of MXN144.31 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 383 Insurance companies, Grupo Nacional Provincial S A B ranks worse than 86.68% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Grupo Nacional Provincial S A B's 10-Year RORE % for the quarter that ended in Jun. 2026 was -16.67%.

The industry rank for Grupo Nacional Provincial S A B's 10-Year RORE % or its related term are showing as below:

MEX:GNP's 10-Year RORE % is ranked worse than
86.68% of 383 companies
in the Insurance industry
Industry Median: 12.57 vs MEX:GNP: -16.67

Grupo Nacional Provincial S A B  (MEX:GNP) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Grupo Nacional Provincial S A B 10-Year RORE % Related Terms


Grupo Nacional Provincial S A B 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Grupo Nacional Provincial S A B's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Nacional Provincial S A B 10-Year RORE % Chart

Grupo Nacional Provincial S A B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.54 19.39 32.65 24.30 -4.75

Grupo Nacional Provincial S A B Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.85 20.90 -4.75 -12.71 -16.67

MEX:GNP vs BRK.A, AIG, HIG: 10-Year RORE % Comparison

For the Insurance - Diversified subindustry, Grupo Nacional Provincial S A B's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Nacional Provincial S A B 10-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo Nacional Provincial S A B's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Grupo Nacional Provincial S A B's 10-Year RORE % falls into.


MEX:GNP
60GF Score
Grupo Nacional Provincial S A B MEX:GNP
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Nacional Provincial S A B 10-Year RORE % Calculation

Grupo Nacional Provincial S A B's 10-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 1.144-11.41 )/( 133.965-72.37 )
=-10.266/61.595
=-16.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of -16.67 mean?
Grupo Nacional Provincial S A B (MEX:GNP) has a 10-Year RORE % of -16.67 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Grupo Nacional Provincial S A B and its competitors. According to the industry distribution chart, Grupo Nacional Provincial S A B ranks #332 out of 383 companies in the Insurance industry, placing it in the top 86.7%.
Is Grupo Nacional Provincial S A B's 10-Year RORE % too high?
Grupo Nacional Provincial S A B's current 10-Year RORE % is -16.67. Based on the distribution chart, Grupo Nacional Provincial S A B ranks #332 out of 383 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Grupo Nacional Provincial S A B has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Nacional Provincial S A B's 10-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo Nacional Provincial S A B ranks #332 out of 383 companies for 10-Year RORE %. This places Grupo Nacional Provincial S A B in the lower half of its industry. The industry median 10-Year RORE % is 12.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 12.57, based on 383 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Grupo Nacional Provincial S A B and its competitors. For the Insurance industry, the median 10-Year RORE % is 12.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Nacional Provincial S A B's current 10-Year RORE % is -16.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Nacional Provincial S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Nacional Provincial S A B (MEX:GNP) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN144.31, compared to a current price of MXN115.00 — trading 20.3% below its estimated fair value. The current 10-Year RORE % is -16.67. Grupo Nacional Provincial S A B's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Grupo Nacional Provincial S A B (MEX:GNP), the current 10-Year RORE % is -16.67 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Nacional Provincial S A B (MEX:GNP) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Nacional Provincial S A B stock appears to be undervalued. The current stock price of MXN115.00 is trading 20.3% below its estimated GF Value™ of MXN144.31. GuruFocus considers Grupo Nacional Provincial S A B to be Modestly Undervalued.

Key valuation signals for MEX:GNP:

  • 10-Year RORE %: -16.67
  • GF Value™: MXN144.31 vs. price of MXN115.00 (20.3% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the MEX:GNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Nacional Provincial S A B Business Description

Address Av. Cerro de las Torres 395, Delegacion Coyoacan, MEX, 04220
Grupo Nacional Provincial S A B is a diversified insurance company offering insurance solutions in Mexico. It is engaged in the provision of life risk protection services, accidents and illnesses, damages, reinsurance and rebounding.
60GF Score

Get the complete analysis for MEX:GNP

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN115.00
Price
MXN144.31
GF Value