Grupo Nacional Provincial S A B (MEX:GNP) Retained Earnings: MXN14,447 Mil (As of Jun. 2026)

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MEX:GNP Grupo Nacional Provincial S A B MEX:GNP
61 GF Score
Price MXN110.00
GF Value MXN144.64
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Grupo Nacional Provincial S A B Retained Earnings?

Grupo Nacional Provincial S A B MEX:GNP 61 Retained Earnings is MXN14,447 Mil as of Jun. 2026. GuruFocus rates MEX:GNP with a GF Score™ of 61/100 and a GF Value™ of MXN144.64 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Grupo Nacional Provincial S A B's retained earnings for the quarter that ended in Jun. 2026 was MXN14,447 Mil.

Grupo Nacional Provincial S A B's quarterly retained earnings increased from Dec. 2025 (MXN14,439 Mil) to Mar. 2026 (MXN14,573 Mil) but then declined from Mar. 2026 (MXN14,573 Mil) to Jun. 2026 (MXN14,447 Mil).

Grupo Nacional Provincial S A B's annual retained earnings increased from Dec. 2023 (MXN12,244 Mil) to Dec. 2024 (MXN14,750 Mil) but then declined from Dec. 2024 (MXN14,750 Mil) to Dec. 2025 (MXN14,439 Mil).


Grupo Nacional Provincial S A B  (MEX:GNP) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Grupo Nacional Provincial S A B Retained Earnings Historical Data

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The historical data trend for Grupo Nacional Provincial S A B's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Nacional Provincial S A B Retained Earnings Chart

Grupo Nacional Provincial S A B Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,285.00 9,813.00 12,244.00 14,750.00 14,439.00

Grupo Nacional Provincial S A B Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,079.69 16,364.09 14,439.00 14,573.07 14,446.92
MEX:GNP
61GF Score
Grupo Nacional Provincial S A B MEX:GNP
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Nacional Provincial S A B Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of MXN14,447 Mil mean?
Grupo Nacional Provincial S A B (MEX:GNP) has a Retained Earnings of MXN14,447 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Grupo Nacional Provincial S A B and its competitors.
Is Grupo Nacional Provincial S A B's Retained Earnings too high?
Grupo Nacional Provincial S A B's current Retained Earnings is MXN14,447 Mil. Overall, Grupo Nacional Provincial S A B has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Nacional Provincial S A B's Retained Earnings compare to BRK.A and AIG?
Grupo Nacional Provincial S A B's Retained Earnings of MXN14,447 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Grupo Nacional Provincial S A B and its competitors. Grupo Nacional Provincial S A B's current Retained Earnings is MXN14,447 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Nacional Provincial S A B stock overvalued right now?
Based on GuruFocus' analysis, Grupo Nacional Provincial S A B (MEX:GNP) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN144.64, compared to a current price of MXN110.00 — trading 23.9% below its estimated fair value. The current Retained Earnings is MXN14,447 Mil. Grupo Nacional Provincial S A B's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Grupo Nacional Provincial S A B (MEX:GNP), the current Retained Earnings is MXN14,447 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Nacional Provincial S A B (MEX:GNP) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Nacional Provincial S A B stock appears to be undervalued. The current stock price of MXN110.00 is trading 23.9% below its estimated GF Value™ of MXN144.64. GuruFocus considers Grupo Nacional Provincial S A B to be Modestly Undervalued.

Key valuation signals for MEX:GNP:

  • Retained Earnings: MXN14,447 Mil
  • GF Value™: MXN144.64 vs. price of MXN110.00 (23.9% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the MEX:GNP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Nacional Provincial S A B Business Description

Address Av. Cerro de las Torres 395, Delegacion Coyoacan, MEX, 04220
Grupo Nacional Provincial S A B is a diversified insurance company offering insurance solutions in Mexico. It is engaged in the provision of life risk protection services, accidents and illnesses, damages, reinsurance and rebounding.
61GF Score

Get the complete analysis for MEX:GNP

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN110.00
Price
MXN144.64
GF Value